Texas Commerce Bank-San Antonio, National Association in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1993

  • Texas Commerce Bank-San Antonio, National Association in San Antonio, Texas (TX)
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Texas Commerce Bank-San Antonio, National Association - Overview

  • General
  • FDIC Certificate #: 26932
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 575160
    Date Established: March 16, 1987
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 36324
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 16, 1987
    Last Structure Change Effective Date: December 10, 1993
    Last Structure Change Process Date: December 20, 1993
    Last Data Update: December 20, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1040 N.E. Loop 410, San Antonio, TX 78209
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • Financial Summary
  • Total assets: $342.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $115Total assets
  • $367,151Cash and due from depository institutions
  • $46,258Interest-bearing balances
  • $0Securities
  • $798Federal funds sold & reverse repurchase agreements
  • $158,335Net loans & leases
  • $146,693Loan loss allowance
  • $5,671Trading account assets
  • $0Bank premises and fixed assets
  • $8,058Other real estate owned
  • $594Goodwill and other intangibles
  • $6,342Life insurance assets
  • $73All other assets
  • $0Total liabilities and capital
  • $367,151Total liabilities
  • $345,230Total deposits
  • $339,051Interest-bearing deposits
  • $216,461Deposits held in domestic offices
  • 339051.00%% insured (estimated)
  • $68Federal funds purchased & repurchase agreements
  • $600Trading liabilities
  • $0Other borrowed funds
  • $4,215Subordinated debt
  • $0All other liabilities
  • $1,364Total equity capital
  • $1,364Total bank equity capital
  • $21,921Perpetual preferred stock
  • $0Common stock
  • $12,100Surplus
  • $14,491Undivided profits
  • Memoranda
  • $-4,670Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,556Income earned, not collected on loans
  • $924Earning assets
  • $305,826Long-term assets (5+ years)
  • $3,937Average Assets, year-to-date
  • $366,973Average Assets, quarterly
  • $361,467Volatile liabilities
  • $34,372Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $160,123Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,848Total risk weighted assets
  • $229,433Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,410Total interest expense
  • $8,377Net interest income
  • $9,033Provision for loan and lease losses
  • $2,550Total noninterest income
  • $5,028Fiduciary activities
  • $196Service charges on deposit accounts
  • $3,710Trading account gains & fees
  • $0Additional noninterest income
  • $1,122Total noninterest expense
  • $12,499Salaries and employee benefits
  • $3,918Premises and equipment expense
  • $2,081Additional noninterest expense
  • $6,500Pre-tax net operating income
  • -$988Securities gains (losses)
  • $0Applicable income taxes
  • -$340Income before extraordinary items
  • -$648Extraordinary gains - net
  • $0Net income attributable to bank
  • -$648Net charge-offs
  • $3,105Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.58%Cost of funding earning assets
  • 2.68%Net interest margin
  • 2.89%Noninterest income to earning assets
  • 1.61%Noninterest expense to earning assets
  • 4.00%Net operating income to assets
  • -0.18%Return on assets (ROA)
  • -0.18%Pretax return on assets
  • -0.27%Return on equity (ROE)
  • -2.95%Retained earnings to average equity (YTD only)
  • -2.95%Net charge-offs to loans
  • 2.01%Credit loss provision to net charge-offs
  • 82.13%Efficiency ratio
  • 88,742Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.72%Loss allowance to noncurrent loans
  • 159.48%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 2.33%Net loans and leases to deposits
  • 43.27%Net loans and leases to core deposits
  • 47.40%Equity capital to assets
  • 5.97%Core capital (leverage) ratio
  • 6.13%Tier 1 risk-based capital ratio
  • 9.52%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $366,973Average earning assets
  • $21,945Average equity
  • $312,186Average loans

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