FDIC Certificate #: 17920 Status: Active Federal Reserve ID: 360955 Bank Holding Company (Regulatory Top Holder): Alta Vista Bancshares, Inc. (RSSDID: 2841458, Location: Alta Vista, KS) Date Established: June 01, 1900 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 11857 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: October 30, 1958 Last Structure Change Effective Date: August 09, 2006 Last Structure Change Process Date: August 09, 2006 Last Data Update: August 09, 2006 Data Source Date: April 05, 2012
Location
Address: 619 Main St, Alta Vista, KS 66834 County: Wabaunsee Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Topeka, KS (#45820) CBSA Metro Statistical Area: Topeka, KS (#45820)
History of Changes
Corrections
Change in Location
Financial Summary
Total assets: $18.2 mil Equity capital: $2.3 mil Deposits held in domestic offices: $15.4 mil Return on assets (ROA): 0.95% ($0.2 mil) Quarterly return on assets: 0.04% ($0.0 mil) Return on Equity (ROE): 7.90% ($0.2 mil) Quarterly return on equity: 0.35% ($0.0 mil) Net income: $0.2 mil Quarterly Net income: $0.0 mil Pretax return on assets: 1.41% ($256.4 mil) Quarterly Pretax return on assets: -0.29% (-$52.7 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$18,186Total assets
$839Cash and due from depository institutions
$0Interest-bearing balances
$8,601Securities
$0Federal funds sold & reverse repurchase agreements
$8,185Net loans & leases
$182Loan loss allowance
$0Trading account assets
$65Bank premises and fixed assets
$197Other real estate owned
$0Goodwill and other intangibles
$18,186Life insurance assets
$299All other assets
$15,861Total liabilities and capital
$15,430Total liabilities
$12,693Total deposits
$15,430Interest-bearing deposits
$91Deposits held in domestic offices
340.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$91Subordinated debt
$2,325All other liabilities
$2,325Total equity capital
$2,325Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$160Surplus
$2,115Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$61Income earned, not collected on loans
$0Earning assets
$199Long-term assets (5+ years)
$16,786Average Assets, year-to-date
$3,600Average Assets, quarterly
$18,434Volatile liabilities
$18,169Insider loans
$8,628FHLB advances
$18,410Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,248Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$287Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$796Total interest income
$127Total interest expense
$669Net interest income
$100Provision for loan and lease losses
$58Total noninterest income
$0Fiduciary activities
$50Service charges on deposit accounts
$0Trading account gains & fees
$8Additional noninterest income
$417Total noninterest expense
$255Salaries and employee benefits
$50Premises and equipment expense
$112Additional noninterest expense
$210Pre-tax net operating income
$50Securities gains (losses)
$84Applicable income taxes
$176Income before extraordinary items
$0Extraordinary gains - net
$176Net income attributable to bank
$0Net charge-offs
$176Cash dividends
$106Sale, conversion, retirement of capital stock, net
$2Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.67%Yield on earning assets
0.74%Cost of funding earning assets
3.92%Net interest margin
0.34%Noninterest income to earning assets
2.44%Noninterest expense to earning assets
0.77%Net operating income to assets
0.95%Return on assets (ROA)
1.41%Pretax return on assets
7.90%Return on equity (ROE)
7.81%Retained earnings to average equity (YTD only)
1.25%Net charge-offs to loans
94.34%Credit loss provision to net charge-offs
2.92%Efficiency ratio
57,359Assets per employee
3.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
1.14%Loss allowance to loans
2.18%Loss allowance to noncurrent loans
298.36%Noncurrent assets plus other real estate owned to assets
1.42%Noncurrent loans to loans
0.73%Net loans and leases to deposits
53.05%Net loans and leases to core deposits
59.74%Equity capital to assets
12.78%Core capital (leverage) ratio
12.21%Tier 1 risk-based capital ratio
26.05%Total risk-based capital ratio
Memoranda
$27Average assets
$18,434Average earning assets
$2,229Average equity
$17,055Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
11857
The Alta Vista State Bank
619 Main St, Alta Vista, KS 66834
June 01, 1900
Full Service Brick and Mortar
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