The American National Bank in Cheyenne, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 2004

  • The American National Bank in Cheyenne, Wyoming (WY)
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The American National Bank - Overview

  • General
  • FDIC Certificate #: 2211
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: ANB Bank (#19220)
    Federal Reserve ID: 877556
    Date Established: December 04, 1919
    WWW: http://www.anbwy.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 11413
    FDIC's unique #: 1467
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 13, 2004
    Last Structure Change Process Date: March 09, 2004
    Last Data Update: March 09, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 1912 Capitol Avenue, Cheyenne, WY 82001
    County: Laramie
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Cheyenne, WY (#1580)
    Core Based Statistical Area (CBSA): Cheyenne, WY (#16940)
    CBSA Metro Statistical Area: Cheyenne, WY (#16940)
  • Financial Summary
  • Total assets: $313.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 115Total employees (full-time equivalent)
  • $313,608Total assets
  • $16,726Cash and due from depository institutions
  • $0Interest-bearing balances
  • $106,466Securities
  • $9,200Federal funds sold & reverse repurchase agreements
  • $172,279Net loans & leases
  • $3,500Loan loss allowance
  • $0Trading account assets
  • $5,481Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,456All other assets
  • $313,608Total liabilities and capital
  • $291,411Total liabilities
  • $283,366Total deposits
  • $190,999Interest-bearing deposits
  • $283,366Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,927Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,022Other borrowed funds
  • $0Subordinated debt
  • $2,096All other liabilities
  • $22,197Total equity capital
  • $22,197Total bank equity capital
  • $22,197Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $11,310Undivided profits
  • Memoranda
  • $10,137Noncurrent loans and leases
  • $44,720Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,983Earning assets
  • $5Long-term assets (5+ years)
  • $1,692Average Assets, year-to-date
  • $287,945Average Assets, quarterly
  • $15,489Volatile liabilities
  • $309,230Insider loans
  • $308,568FHLB advances
  • $24,550Loans and leases held for sale
  • $55Unused loan commitments
  • $1,022Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,068Total risk weighted assets
  • $44,720Total unused commitments
  • $384Restructured Loans and leases
  • $2,379Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $14,339Total interest income
  • $2,226Total interest expense
  • $12,113Net interest income
  • $285Provision for loan and lease losses
  • $4,188Total noninterest income
  • $929Fiduciary activities
  • $1,242Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,017Additional noninterest income
  • $10,407Total noninterest expense
  • $4,764Salaries and employee benefits
  • $862Premises and equipment expense
  • $4,781Additional noninterest expense
  • $5,609Pre-tax net operating income
  • $393Securities gains (losses)
  • $0Applicable income taxes
  • $6,002Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,002Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $576Sale, conversion, retirement of capital stock, net
  • $9,000Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.18%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 4.37%Net interest margin
  • 1.51%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • 1.81%Net operating income to assets
  • 1.94%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 23.58%Return on equity (ROE)
  • -11.78%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 49.48%Credit loss provision to net charge-offs
  • 10.23%Efficiency ratio
  • 63,843Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 149.95%Loss allowance to loans
  • 1.99%Loss allowance to noncurrent loans
  • 117.33%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 60.80%Net loans and leases to core deposits
  • 65.32%Equity capital to assets
  • 7.08%Core capital (leverage) ratio
  • 7.15%Tier 1 risk-based capital ratio
  • 11.42%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $309,230Average earning assets
  • $25,456Average equity
  • $276,991Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $260,336Managed Assets
  • 1Number of Accounts
  • $53,869Personal trust and agency accounts
  • $45,461Employee benefit-defined contribution accounts
  • $1,991Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $1,939Corporate trust and agency accounts
  • $4,478Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 503Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $206,467Other retirement accounts
  • $4,138Corporate trust and agency accounts
  • $23,078Other fiduciary accounts
  • $6,011Fiduciary accounts held in foreign offices

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