The American National Bank of Mount Pleasant - Overview
General
FDIC Certificate #: 22942 Status: Active Federal Reserve ID: 764067 Date Established: August 31, 1979 WWW:http://www.anbmp.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 16049 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: August 31, 1979 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 301 South Madison Avenue, Mount Pleasant, TX 75455 County: Titus Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Mount Pleasant, TX (#34420) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $87.3 mil Equity capital: $9.5 mil Deposits held in domestic offices: $77.3 mil Return on assets (ROA): 0.07% ($0.1 mil) Quarterly return on assets: -0.91% (-$0.8 mil) Return on Equity (ROE): 0.68% ($0.1 mil) Quarterly return on equity: -8.53% (-$0.8 mil) Net income: $0.1 mil Quarterly Net income: -$0.2 mil Pretax return on assets: 0.07% ($61.1 mil) Quarterly Pretax return on assets: -0.91% (-$794.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
26Total employees (full-time equivalent)
$87,294Total assets
$7,509Cash and due from depository institutions
$5,593Interest-bearing balances
$26,749Securities
$0Federal funds sold & reverse repurchase agreements
$50,537Net loans & leases
$1,342Loan loss allowance
$0Trading account assets
$1,145Bank premises and fixed assets
$127Other real estate owned
$0Goodwill and other intangibles
$87,294Life insurance assets
$1,227All other assets
$77,829Total liabilities and capital
$77,326Total liabilities
$64,351Total deposits
$77,326Interest-bearing deposits
$84Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$503Subordinated debt
$9,465All other liabilities
$9,465Total equity capital
$9,465Total bank equity capital
$0Perpetual preferred stock
$1,243Common stock
$1,451Surplus
$6,771Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$669Income earned, not collected on loans
$0Earning assets
$497Long-term assets (5+ years)
$82,879Average Assets, year-to-date
$36,497Average Assets, quarterly
$96,699Volatile liabilities
$89,978Insider loans
$48,285FHLB advances
$88,457Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,930Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,860Restructured Loans and leases
$1,114Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,470Total interest income
$1,528Total interest expense
$2,942Net interest income
$945Provision for loan and lease losses
$511Total noninterest income
$0Fiduciary activities
$351Service charges on deposit accounts
$0Trading account gains & fees
$160Additional noninterest income
$2,523Total noninterest expense
$1,263Salaries and employee benefits
$339Premises and equipment expense
$921Additional noninterest expense
-$15Pre-tax net operating income
$82Securities gains (losses)
$4Applicable income taxes
$63Income before extraordinary items
$0Extraordinary gains - net
$63Net income attributable to bank
$0Net charge-offs
$63Cash dividends
$961Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
1.68%Cost of funding earning assets
3.23%Net interest margin
0.56%Noninterest income to earning assets
2.77%Noninterest expense to earning assets
-0.01%Net operating income to assets
0.07%Return on assets (ROA)
0.07%Pretax return on assets
0.68%Return on equity (ROE)
0.68%Retained earnings to average equity (YTD only)
1.80%Net charge-offs to loans
98.34%Credit loss provision to net charge-offs
0.97%Efficiency ratio
73,067Assets per employee
3.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.59%Loss allowance to noncurrent loans
200.60%Noncurrent assets plus other real estate owned to assets
0.91%Noncurrent loans to loans
1.29%Net loans and leases to deposits
65.36%Net loans and leases to core deposits
73.52%Equity capital to assets
10.84%Core capital (leverage) ratio
10.10%Tier 1 risk-based capital ratio
18.49%Total risk-based capital ratio
Memoranda
$20Average assets
$96,699Average earning assets
$9,300Average equity
$91,151Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
16049
The American National Bank Of Mount
301 South Madison Avenue, Mount Pleasant, TX 75455
August 31, 1979
Full Service Brick and Mortar
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