The American State Bank in Osawatomie, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 02, 1993

  • The American State Bank in Osawatomie, Kansas (KS)
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The American State Bank - Overview

  • General
  • FDIC Certificate #: 1872
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Teambank, National Association (#4754)
    Federal Reserve ID: 283755
    Date Established: August 23, 1923
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1248
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 02, 1993
    Last Structure Change Process Date: September 14, 1993
    Last Data Update: September 14, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Sixth Street And Brown Avenue, Osawatomie, KS 66064
    County: Miami
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $15.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $16,052Cash and due from depository institutions
  • $1,448Interest-bearing balances
  • $115Securities
  • $5,652Federal funds sold & reverse repurchase agreements
  • $400Net loans & leases
  • $8,122Loan loss allowance
  • $142Trading account assets
  • $0Bank premises and fixed assets
  • $136Other real estate owned
  • $136Goodwill and other intangibles
  • $158Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $16,052Total liabilities
  • $14,781Total deposits
  • $13,807Interest-bearing deposits
  • $12,737Deposits held in domestic offices
  • 13807.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $901Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $73Total equity capital
  • $73Total bank equity capital
  • $1,271Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $250Undivided profits
  • Memoranda
  • $821Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $51Income earned, not collected on loans
  • $55Earning assets
  • $14,289Long-term assets (5+ years)
  • $1,788Average Assets, year-to-date
  • $15,892Average Assets, quarterly
  • $15,847Volatile liabilities
  • $2,121Insider loans
  • $265FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,271Total risk weighted assets
  • $7,690Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,225Total interest expense
  • $623Net interest income
  • $602Provision for loan and lease losses
  • $15Total noninterest income
  • $75Fiduciary activities
  • $0Service charges on deposit accounts
  • $56Trading account gains & fees
  • $0Additional noninterest income
  • $19Total noninterest expense
  • $456Salaries and employee benefits
  • $208Premises and equipment expense
  • $60Additional noninterest expense
  • $188Pre-tax net operating income
  • $206Securities gains (losses)
  • $28Applicable income taxes
  • $76Income before extraordinary items
  • $158Extraordinary gains - net
  • $0Net income attributable to bank
  • $158Net charge-offs
  • $12Cash dividends
  • $73Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.52%Cost of funding earning assets
  • 4.33%Net interest margin
  • 4.18%Noninterest income to earning assets
  • 0.52%Noninterest expense to earning assets
  • 3.17%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 1.47%Return on equity (ROE)
  • 13.01%Retained earnings to average equity (YTD only)
  • 7.00%Net charge-offs to loans
  • 0.15%Credit loss provision to net charge-offs
  • 125.00%Efficiency ratio
  • 67,356Assets per employee
  • 2.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.20%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 278.43%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 0.62%Net loans and leases to deposits
  • 58.83%Net loans and leases to core deposits
  • 64.53%Equity capital to assets
  • 7.92%Core capital (leverage) ratio
  • 8.02%Tier 1 risk-based capital ratio
  • 16.53%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $15,892Average earning assets
  • $1,214Average equity
  • $14,385Average loans

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