The Bank in city_name, state_name - Detailed Financial Reports, Location

The Bank in Springfield, Missouri (MO)
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The Bank - Overview

General
FDIC Certificate #: 34538
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Collinsville Bank (#33005)
Federal Reserve ID: 2569396
Date Established: July 24, 1997
WWW: http://www.thebankyourbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 59045
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 24, 1997
Last Structure Change Effective Date: July 29, 2004
Last Structure Change Process Date: September 14, 2004
Last Data Update: September 14, 2004
Data Source Date: April 05, 2012
Location
Address: 3939 South Fremont, Springfield, MO 65804
County: Greene
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
Core Based Statistical Area (CBSA): Springfield, MO (#44180)
CBSA Metro Statistical Area: Springfield, MO (#44180)
Financial Summary
Total assets: $291.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
74Total employees (full-time equivalent)
$261,507Total assets
$5,403Cash and due from depository institutions
$0Interest-bearing balances
$32,277Securities
$0Federal funds sold & reverse repurchase agreements
$215,960Net loans & leases
$3,005Loan loss allowance
$0Trading account assets
$4,735Bank premises and fixed assets
$318Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,814All other assets
$261,507Total liabilities and capital
$241,414Total liabilities
$220,834Total deposits
$195,870Interest-bearing deposits
$220,834Deposits held in domestic offices
0.00%% insured (estimated)
$8,723Federal funds purchased & repurchase agreements
$0Trading liabilities
$11,275Other borrowed funds
$0Subordinated debt
$582All other liabilities
$20,093Total equity capital
$20,093Total bank equity capital
$20,093Perpetual preferred stock
$0Common stock
$3,000Surplus
$11,239Undivided profits
Memoranda
$5,854Noncurrent loans and leases
$40,567Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,195Earning assets
$1,078Long-term assets (5+ years)
$1,076Average Assets, year-to-date
$248,237Average Assets, quarterly
$34,163Volatile liabilities
$266,419Insider loans
$263,767FHLB advances
$40,912Loans and leases held for sale
$5,389Unused loan commitments
$10,878Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,612Total risk weighted assets
$40,567Total unused commitments
$0Restructured Loans and leases
$2,740Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$13,319Total interest income
$5,501Total interest expense
$7,818Net interest income
$400Provision for loan and lease losses
$3,701Total noninterest income
$0Fiduciary activities
$479Service charges on deposit accounts
$0Trading account gains & fees
$3,222Additional noninterest income
$8,117Total noninterest expense
$5,431Salaries and employee benefits
$862Premises and equipment expense
$1,824Additional noninterest expense
$3,002Pre-tax net operating income
$30Securities gains (losses)
$1,036Applicable income taxes
$1,996Income before extraordinary items
$0Extraordinary gains - net
$1,996Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$31Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.31%Yield on earning assets
2.19%Cost of funding earning assets
3.12%Net interest margin
1.47%Noninterest income to earning assets
3.23%Noninterest expense to earning assets
0.74%Net operating income to assets
0.75%Return on assets (ROA)
1.14%Pretax return on assets
10.42%Return on equity (ROE)
10.42%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
1290.32%Credit loss provision to net charge-offs
109.74%Efficiency ratio
70,466Assets per employee
3.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.37%Loss allowance to noncurrent loans
94.05%Noncurrent assets plus other real estate owned to assets
1.34%Noncurrent loans to loans
1.46%Net loans and leases to deposits
97.79%Net loans and leases to core deposits
114.48%Equity capital to assets
7.68%Core capital (leverage) ratio
7.29%Tier 1 risk-based capital ratio
9.07%Total risk-based capital ratio
Memoranda
$10Average assets
$266,419Average earning assets
$19,162Average equity
$250,955Average loans

The Bank in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

The Bank in Springfield, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

The Bank in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches