The Bank of Atchison County in Rock Port, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 07, 1993

The Bank of Atchison County in Rock Port, Missouri (MO)
Show street view No street view available for this location

The Bank of Atchison County - Overview

General
FDIC Certificate #: 17255
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank Midwest, National Association (#1420)
Federal Reserve ID: 779557
Date Established: January 10, 1870
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 11280
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 02, 1953
Last Structure Change Effective Date: September 07, 1993
Last Structure Change Process Date: September 21, 1993
Last Data Update: September 21, 1993
Data Source Date: April 05, 2012
Location
Address: 219 South Main Street, Rock Port, MO 64482
County: Atchison
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $35.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$13Total assets
$39,575Cash and due from depository institutions
$3,414Interest-bearing balances
$0Securities
$13,389Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$21,943Loan loss allowance
$55Trading account assets
$0Bank premises and fixed assets
$235Other real estate owned
$0Goodwill and other intangibles
$594Life insurance assets
$0All other assets
$0Total liabilities and capital
$39,575Total liabilities
$36,680Total deposits
$35,005Interest-bearing deposits
$31,939Deposits held in domestic offices
35005.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$1,003Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$672Total equity capital
$672Total bank equity capital
$2,895Perpetual preferred stock
$0Common stock
$200Surplus
$2,609Undivided profits
Memoranda
$86Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$37Income earned, not collected on loans
$374Earning assets
$35,332Long-term assets (5+ years)
$10,136Average Assets, year-to-date
$39,686Average Assets, quarterly
$38,125Volatile liabilities
$3,450Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,822Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,895Total risk weighted assets
$24,346Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$683Total interest expense
$350Net interest income
$333Provision for loan and lease losses
$60Total noninterest income
$48Fiduciary activities
$0Service charges on deposit accounts
$39Trading account gains & fees
$0Additional noninterest income
$9Total noninterest expense
$201Salaries and employee benefits
$117Premises and equipment expense
$33Additional noninterest expense
$51Pre-tax net operating income
$120Securities gains (losses)
-$15Applicable income taxes
$19Income before extraordinary items
$86Extraordinary gains - net
$0Net income attributable to bank
$86Net charge-offs
$5Cash dividends
$3,413Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
1.86%Cost of funding earning assets
0.95%Net interest margin
0.91%Noninterest income to earning assets
0.13%Noninterest expense to earning assets
0.55%Net operating income to assets
0.25%Return on assets (ROA)
0.22%Pretax return on assets
0.26%Return on equity (ROE)
1.93%Retained earnings to average equity (YTD only)
-74.54%Net charge-offs to loans
0.04%Credit loss provision to net charge-offs
1200.00%Efficiency ratio
52,756Assets per employee
3.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
3968.60%Loss allowance to loans
0.25%Loss allowance to noncurrent loans
148.65%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.17%Net loans and leases to deposits
62.69%Net loans and leases to core deposits
67.40%Equity capital to assets
7.32%Core capital (leverage) ratio
7.31%Tier 1 risk-based capital ratio
11.89%Total risk-based capital ratio
Memoranda
$12Average assets
$39,686Average earning assets
$4,463Average equity
$36,673Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bank of Atchison County.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.