The Bank of Augusta in Augusta, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Bank of Augusta in Augusta, Arkansas (AR)
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The Bank of Augusta routing number info

The Bank of Augusta - Overview

  • General
  • FDIC Certificate #: 15035
    Status: Active
    Federal Reserve ID: 855143
    Date Established: March 04, 1935
    WWW: http://www.bankofaugusta.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 9429
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: March 04, 1935
    Last Structure Change Effective Date: December 02, 2011
    Last Structure Change Process Date: December 02, 2011
    Last Data Update: December 02, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 South Second Street, Augusta, AR 72006
    County: Woodruff
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $62.4 mil
    Equity capital: $7.2 mil
    Deposits held in domestic offices: $53.6 mil
    Return on assets (ROA): 1.11% ($0.7 mil)
    Quarterly return on assets: 0.59% ($0.4 mil)
    Return on Equity (ROE): 9.43% ($0.7 mil)
    Quarterly return on equity: 5.02% ($0.4 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.51% ($941.8 mil)
    Quarterly Pretax return on assets: 0.94% ($586.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $62,368Total assets
  • $988Cash and due from depository institutions
  • $0Interest-bearing balances
  • $21,568Securities
  • $2,450Federal funds sold & reverse repurchase agreements
  • $33,969Net loans & leases
  • $356Loan loss allowance
  • $0Trading account assets
  • $308Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $62,368Life insurance assets
  • $3,085All other assets
  • $55,178Total liabilities and capital
  • $53,559Total liabilities
  • $42,324Total deposits
  • $53,559Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,619Subordinated debt
  • $7,190All other liabilities
  • $7,190Total equity capital
  • $7,190Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $800Surplus
  • $6,190Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $510Income earned, not collected on loans
  • $0Earning assets
  • $395Long-term assets (5+ years)
  • $57,987Average Assets, year-to-date
  • $18,055Average Assets, quarterly
  • $60,067Volatile liabilities
  • $61,922Insider loans
  • $37,560FHLB advances
  • $62,362Loans and leases held for sale
  • $1,644Unused loan commitments
  • $664Tier 1 (core) risk-based capital
  • $7,017Tier 2 risk-based capital
  • $980Total risk weighted assets
  • $0Total unused commitments
  • $1,213Restructured Loans and leases
  • $3,513Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,742Total interest income
  • $336Total interest expense
  • $2,406Net interest income
  • $118Provision for loan and lease losses
  • $424Total noninterest income
  • $3Fiduciary activities
  • $248Service charges on deposit accounts
  • $0Trading account gains & fees
  • $173Additional noninterest income
  • $1,814Total noninterest expense
  • $808Salaries and employee benefits
  • $309Premises and equipment expense
  • $697Additional noninterest expense
  • $898Pre-tax net operating income
  • $8Securities gains (losses)
  • $241Applicable income taxes
  • $665Income before extraordinary items
  • $0Extraordinary gains - net
  • $665Net income attributable to bank
  • $0Net charge-offs
  • $665Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.97%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 4.36%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 3.29%Noninterest expense to earning assets
  • 1.10%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.51%Pretax return on assets
  • 9.43%Return on equity (ROE)
  • 5.18%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 129.67%Credit loss provision to net charge-offs
  • 11.16%Efficiency ratio
  • 64,099Assets per employee
  • 3.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.11%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 69.80%Noncurrent assets plus other real estate owned to assets
  • 0.82%Noncurrent loans to loans
  • 1.49%Net loans and leases to deposits
  • 63.42%Net loans and leases to core deposits
  • 70.48%Equity capital to assets
  • 11.53%Core capital (leverage) ratio
  • 11.25%Tier 1 risk-based capital ratio
  • 18.68%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $60,067Average earning assets
  • $7,050Average equity
  • $55,184Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,397Managed Assets
  • 1Number of Accounts
  • $1,397Personal trust and agency accounts
  • $1,397Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 4Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Arkansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    09429The Bank Of Augusta100 South Second Street, Augusta, AR 72006March 04, 1935Full Service Brick and Mortar
    1233127Hwy 64 BranchHighway 64, Augusta, AR 72006Febuary 28, 1996Full Service Retail

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