FDIC Certificate #: 15524 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The State Bank (#1151) Federal Reserve ID: 64253 Date Established: June 03, 1896 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 9821 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: August 10, 1937 Last Structure Change Effective Date: July 24, 2004 Last Structure Change Process Date: August 04, 2004 Last Data Update: August 04, 2004 Data Source Date: April 05, 2012
Location
Address: 119 West First Street, Udall, KS 67146 County: Cowley Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Combined Statistical Area (CSA): Wichita-Winfield, KS (#556) Core Based Statistical Area (CBSA): Winfield, KS (#49060) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $8.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
5Total employees (full-time equivalent)
$7,856Total assets
$801Cash and due from depository institutions
$0Interest-bearing balances
$4,471Securities
$587Federal funds sold & reverse repurchase agreements
$1,919Net loans & leases
$30Loan loss allowance
$0Trading account assets
$31Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$47All other assets
$7,856Total liabilities and capital
$6,857Total liabilities
$6,838Total deposits
$4,857Interest-bearing deposits
$6,838Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$19All other liabilities
$999Total equity capital
$999Total bank equity capital
$999Perpetual preferred stock
$0Common stock
$50Surplus
$450Undivided profits
Memoranda
$499Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1Earning assets
$0Long-term assets (5+ years)
$42Average Assets, year-to-date
$6,977Average Assets, quarterly
$827Volatile liabilities
$7,869Insider loans
$8,019FHLB advances
$0Loans and leases held for sale
$44Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$30Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$307Total interest income
$32Total interest expense
$275Net interest income
$0Provision for loan and lease losses
$48Total noninterest income
$0Fiduciary activities
$39Service charges on deposit accounts
$0Trading account gains & fees
$9Additional noninterest income
$274Total noninterest expense
$167Salaries and employee benefits
$39Premises and equipment expense
$68Additional noninterest expense
$49Pre-tax net operating income
$0Securities gains (losses)
$8Applicable income taxes
$41Income before extraordinary items
$0Extraordinary gains - net
$41Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$65Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.37%Yield on earning assets
0.46%Cost of funding earning assets
3.91%Net interest margin
0.68%Noninterest income to earning assets
3.90%Noninterest expense to earning assets
0.52%Net operating income to assets
0.52%Return on assets (ROA)
0.62%Pretax return on assets
3.93%Return on equity (ROE)
-2.30%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
84,830Assets per employee
1.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
158.54%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
3000.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.05%Net loans and leases to deposits
28.06%Net loans and leases to core deposits
28.06%Equity capital to assets
12.72%Core capital (leverage) ratio
11.86%Tier 1 risk-based capital ratio
44.20%Total risk-based capital ratio
Memoranda
$46Average assets
$7,869Average earning assets
$1,044Average equity
$7,027Average loans
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