FDIC Certificate #: 13689 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First State Bank and Trust (#14974) Federal Reserve ID: 299158 Date Established: January 12, 1893 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 14384 FDIC's unique #: 8556 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 18, 1934 Last Structure Change Effective Date: July 10, 2002 Last Structure Change Process Date: July 29, 2002 Last Data Update: July 29, 2002 Data Source Date: April 05, 2012
Location
Address: 402 Plaza Drive, Perry, KS 66073 County: Jefferson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Topeka, KS (#45820) CBSA Metro Statistical Area: Topeka, KS (#45820)
Financial Summary
Total assets: $33.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
10Total employees (full-time equivalent)
$32,684Total assets
$1,479Cash and due from depository institutions
$465Interest-bearing balances
$13,902Securities
$700Federal funds sold & reverse repurchase agreements
$15,714Net loans & leases
$266Loan loss allowance
$0Trading account assets
$230Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$659All other assets
$32,684Total liabilities and capital
$29,778Total liabilities
$24,055Total deposits
$20,805Interest-bearing deposits
$24,055Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,500Other borrowed funds
$0Subordinated debt
$223All other liabilities
$2,906Total equity capital
$2,906Total bank equity capital
$2,906Perpetual preferred stock
$0Common stock
$300Surplus
$700Undivided profits
Memoranda
$1,906Noncurrent loans and leases
$1,243Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$94Earning assets
$94Long-term assets (5+ years)
$365Average Assets, year-to-date
$30,781Average Assets, quarterly
$6,419Volatile liabilities
$32,212Insider loans
$33,023FHLB advances
$1,984Loans and leases held for sale
$111Unused loan commitments
$5,500Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,243Total unused commitments
$0Restructured Loans and leases
$214Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$2,320Total interest income
$1,040Total interest expense
$1,280Net interest income
$6Provision for loan and lease losses
$171Total noninterest income
$0Fiduciary activities
$106Service charges on deposit accounts
$0Trading account gains & fees
$65Additional noninterest income
$839Total noninterest expense
$507Salaries and employee benefits
$136Premises and equipment expense
$196Additional noninterest expense
$606Pre-tax net operating income
$17Securities gains (losses)
$194Applicable income taxes
$429Income before extraordinary items
$0Extraordinary gains - net
$429Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$16Sale, conversion, retirement of capital stock, net
$240Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.62%Yield on earning assets
3.42%Cost of funding earning assets
4.20%Net interest margin
0.56%Noninterest income to earning assets
2.76%Noninterest expense to earning assets
1.30%Net operating income to assets
1.33%Return on assets (ROA)
1.93%Pretax return on assets
15.33%Return on equity (ROE)
6.75%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
37.50%Credit loss provision to net charge-offs
38.25%Efficiency ratio
57,822Assets per employee
3.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
55.94%Loss allowance to loans
1.66%Loss allowance to noncurrent loans
282.98%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.59%Net loans and leases to deposits
65.33%Net loans and leases to core deposits
71.20%Equity capital to assets
8.89%Core capital (leverage) ratio
8.34%Tier 1 risk-based capital ratio
16.65%Total risk-based capital ratio
Memoranda
$18Average assets
$32,212Average earning assets
$2,798Average equity
$30,444Average loans
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