The Berwyn National Bank in Berwyn, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 1993

  • The Berwyn National Bank in Berwyn, Illinois (IL)
  • Show street view No street view available for this location

The Berwyn National Bank - Overview

  • General
  • FDIC Certificate #: 15485
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinnacle Bank (#18516)
    Federal Reserve ID: 441537
    Date Established: July 14, 1937
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9788
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 14, 1937
    Last Structure Change Effective Date: July 09, 1993
    Last Structure Change Process Date: September 02, 1993
    Last Data Update: September 02, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 7114 West Cermak Road, Berwyn, IL 60402
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $74.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $23Total assets
  • $75,438Cash and due from depository institutions
  • $2,179Interest-bearing balances
  • $197Securities
  • $57,065Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $9,454Loan loss allowance
  • $95Trading account assets
  • $0Bank premises and fixed assets
  • $2,070Other real estate owned
  • $0Goodwill and other intangibles
  • $651Life insurance assets
  • $2,019All other assets
  • $0Total liabilities and capital
  • $75,438Total liabilities
  • $64,990Total deposits
  • $64,598Interest-bearing deposits
  • $55,408Deposits held in domestic offices
  • 64598.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $392Total equity capital
  • $392Total bank equity capital
  • $10,448Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $10,152Undivided profits
  • Memoranda
  • $146Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $50Earning assets
  • $68,716Long-term assets (5+ years)
  • $5,098Average Assets, year-to-date
  • $72,953Average Assets, quarterly
  • $74,625Volatile liabilities
  • $1,472Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,487Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,429Total risk weighted assets
  • $13,726Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,014Total interest expense
  • $1,877Net interest income
  • $2,137Provision for loan and lease losses
  • $0Total noninterest income
  • $450Fiduciary activities
  • $0Service charges on deposit accounts
  • $338Trading account gains & fees
  • $0Additional noninterest income
  • $112Total noninterest expense
  • $2,212Salaries and employee benefits
  • $667Premises and equipment expense
  • $457Additional noninterest expense
  • $1,088Pre-tax net operating income
  • $375Securities gains (losses)
  • $1,689Applicable income taxes
  • $453Income before extraordinary items
  • $1,611Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,611Net charge-offs
  • $53Cash dividends
  • $1,501Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.11%Cost of funding earning assets
  • 2.86%Net interest margin
  • 3.25%Noninterest income to earning assets
  • 0.68%Noninterest expense to earning assets
  • 3.37%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 2.21%Pretax return on assets
  • 2.83%Return on equity (ROE)
  • 15.07%Retained earnings to average equity (YTD only)
  • 1.03%Net charge-offs to loans
  • 0.54%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,552Assets per employee
  • 3.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.17%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 14.64%Net loans and leases to core deposits
  • 14.98%Equity capital to assets
  • 13.85%Core capital (leverage) ratio
  • 11.56%Tier 1 risk-based capital ratio
  • 61.41%Total risk-based capital ratio
  • Memoranda
  • $62Average assets
  • $72,953Average earning assets
  • $10,692Average equity
  • $65,703Average loans

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