The Brookville Building and Savings Association in Brookville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Brookville Building and Savings Association in Brookville, Ohio (OH)
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The Brookville Building and Savings Association - Overview

  • General
  • FDIC Certificate #: 28663
    Status: Active
    Federal Reserve ID: 559179
    Date Established: January 01, 1903
    WWW: http://www.brookvillesavings.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 2076
    FDIC's unique #: 41497
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: June 10, 1940
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 510 Arlington Road, Brookville, OH 45309
    County: Montgomery
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Dayton-Springfield, OH (#2000)
    Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
    Core Based Statistical Area (CBSA): Dayton, OH (#19380)
    CBSA Metro Statistical Area: Dayton, OH (#19380)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $43.6 mil
    Equity capital: $7.0 mil
    Deposits held in domestic offices: $33.6 mil
    Return on assets (ROA): 0.54% ($0.2 mil)
    Quarterly return on assets: 0.50% ($0.2 mil)
    Return on Equity (ROE): 3.33% ($0.2 mil)
    Quarterly return on equity: 3.06% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.82% ($357.4 mil)
    Quarterly Pretax return on assets: 0.72% ($313.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $43,581Total assets
  • $9,506Cash and due from depository institutions
  • $9,246Interest-bearing balances
  • $278Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $32,668Net loans & leases
  • $311Loan loss allowance
  • $0Trading account assets
  • $489Bank premises and fixed assets
  • $46Other real estate owned
  • $0Goodwill and other intangibles
  • $43,581Life insurance assets
  • $594All other assets
  • $36,613Total liabilities and capital
  • $33,632Total liabilities
  • $32,844Total deposits
  • $33,632Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,888Trading liabilities
  • $0Other borrowed funds
  • $93Subordinated debt
  • $6,968All other liabilities
  • $6,968Total equity capital
  • $6,968Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $6,968Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $337Income earned, not collected on loans
  • $0Earning assets
  • $130Long-term assets (5+ years)
  • $42,192Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $41,927Volatile liabilities
  • $42,806Insider loans
  • $22,054FHLB advances
  • $43,563Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,956Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,077Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,994Total interest income
  • $565Total interest expense
  • $1,429Net interest income
  • $72Provision for loan and lease losses
  • $112Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $112Additional noninterest income
  • $1,124Total noninterest expense
  • $574Salaries and employee benefits
  • $275Premises and equipment expense
  • $275Additional noninterest expense
  • $345Pre-tax net operating income
  • $0Securities gains (losses)
  • $117Applicable income taxes
  • $228Income before extraordinary items
  • $0Extraordinary gains - net
  • $228Net income attributable to bank
  • $0Net charge-offs
  • $228Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.92%Yield on earning assets
  • 1.39%Cost of funding earning assets
  • 3.53%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.77%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 3.33%Return on equity (ROE)
  • 3.33%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1440.00%Credit loss provision to net charge-offs
  • 83.40%Efficiency ratio
  • 72,940Assets per employee
  • 4.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 92.28%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 97.13%Net loans and leases to core deposits
  • 100.50%Equity capital to assets
  • 15.99%Core capital (leverage) ratio
  • 15.97%Tier 1 risk-based capital ratio
  • 31.54%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $41,927Average earning assets
  • $6,851Average equity
  • $40,528Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    041497The Brookville Building And Savings510 Arlington Road, Brookville, OH 45309January 01, 1903Full Service Brick and Mortar
    100269705721 S. Commerce St Branch721 S Commerce St, Lewisburg, OH 45338January 01, 1903Full Service Brick and Mortar

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