The Cameron Savings and Loan Association, F.A. - Overview
General
FDIC Certificate #: 28645 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Bank Midwest, National Association (#32964) Federal Reserve ID: 124670 Date Established: January 01, 1907 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 2025 FDIC's unique #: 41479 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: June 12, 1936 Last Structure Change Effective Date: January 12, 2001 Last Structure Change Process Date: January 25, 2001 Last Data Update: January 25, 2001 Data Source Date: April 05, 2012
Location
Address: 123 East Third St, Cameron, MO 64429 County: Clinton Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
Financial Summary
Total assets: $302.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
66Total employees (full-time equivalent)
$302,412Total assets
$6,714Cash and due from depository institutions
$5,949Interest-bearing balances
$22,307Securities
$0Federal funds sold & reverse repurchase agreements
$257,814Net loans & leases
$2,128Loan loss allowance
$0Trading account assets
$5,358Bank premises and fixed assets
$108Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$10,111All other assets
$302,412Total liabilities and capital
$265,337Total liabilities
$155,535Total deposits
$153,506Interest-bearing deposits
$155,535Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$108,253Other borrowed funds
$0Subordinated debt
$1,549All other liabilities
$37,075Total equity capital
$37,075Total bank equity capital
$37,075Perpetual preferred stock
$0Common stock
$31Surplus
$17,186Undivided profits
Memoranda
$19,858Noncurrent loans and leases
$18,159Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,339Earning assets
$0Long-term assets (5+ years)
$1,789Average Assets, year-to-date
$286,070Average Assets, quarterly
$0Volatile liabilities
$290,802Insider loans
$304,033FHLB advances
$127,086Loans and leases held for sale
$313Unused loan commitments
$107,517Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$18,159Total unused commitments
$186Restructured Loans and leases
$2,128Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$22,041Total interest income
$14,209Total interest expense
$7,832Net interest income
$525Provision for loan and lease losses
$1,110Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,110Additional noninterest income
$5,247Total noninterest expense
$3,223Salaries and employee benefits
$1,162Premises and equipment expense
$862Additional noninterest expense
$3,170Pre-tax net operating income
$38Securities gains (losses)
$1,082Applicable income taxes
$2,126Income before extraordinary items
$0Extraordinary gains - net
$2,126Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$40Sale, conversion, retirement of capital stock, net
$1,702Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.02%Yield on earning assets
5.17%Cost of funding earning assets
2.85%Net interest margin
0.40%Noninterest income to earning assets
1.91%Noninterest expense to earning assets
0.72%Net operating income to assets
0.73%Return on assets (ROA)
1.10%Pretax return on assets
5.87%Return on equity (ROE)
1.17%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1312.50%Credit loss provision to net charge-offs
92.38%Efficiency ratio
58,678Assets per employee
4.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.06%Loss allowance to loans
0.82%Loss allowance to noncurrent loans
63.73%Noncurrent assets plus other real estate owned to assets
1.14%Noncurrent loans to loans
1.28%Net loans and leases to deposits
165.76%Net loans and leases to core deposits
188.60%Equity capital to assets
12.26%Core capital (leverage) ratio
12.26%Tier 1 risk-based capital ratio
18.37%Total risk-based capital ratio
Memoranda
$19Average assets
$290,802Average earning assets
$36,216Average equity
$274,919Average loans
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