The Citizens National Bank of Hope in Hope, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 2000

  • The Citizens National Bank of Hope in Hope, Arkansas (AR)
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The Citizens National Bank of Hope - Overview

  • General
  • FDIC Certificate #: 3876
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BancorpSouth Bank (#11813)
    Federal Reserve ID: 455543
    Date Established: January 01, 1902
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    OTS Docket #: 10345
    FDIC's unique #: 2527
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 01, 2000
    Last Structure Change Process Date: September 18, 2000
    Last Data Update: September 18, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Elm Street, Hope, AR 71801
    County: Hempstead
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hope, AR (#26260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $258.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 76Total employees (full-time equivalent)
  • $255,582Total assets
  • $6,161Cash and due from depository institutions
  • $260Interest-bearing balances
  • $128,611Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $111,270Net loans & leases
  • $1,598Loan loss allowance
  • $0Trading account assets
  • $3,677Bank premises and fixed assets
  • $34Other real estate owned
  • $606Goodwill and other intangibles
  • $0Life insurance assets
  • $5,223All other assets
  • $255,582Total liabilities and capital
  • $235,057Total liabilities
  • $216,641Total deposits
  • $190,852Interest-bearing deposits
  • $216,641Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $11,139Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,727Other borrowed funds
  • $0Subordinated debt
  • $2,550All other liabilities
  • $20,525Total equity capital
  • $20,525Total bank equity capital
  • $20,525Perpetual preferred stock
  • $0Common stock
  • $1,100Surplus
  • $7,662Undivided profits
  • Memoranda
  • $11,763Noncurrent loans and leases
  • $8,388Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,340Earning assets
  • $236Long-term assets (5+ years)
  • $1,262Average Assets, year-to-date
  • $240,141Average Assets, quarterly
  • $97,483Volatile liabilities
  • $260,625Insider loans
  • $257,743FHLB advances
  • $69,822Loans and leases held for sale
  • $2,718Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,388Total unused commitments
  • $0Restructured Loans and leases
  • $1,598Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $18,191Total interest income
  • $9,318Total interest expense
  • $8,873Net interest income
  • -$300Provision for loan and lease losses
  • $1,008Total noninterest income
  • $29Fiduciary activities
  • $744Service charges on deposit accounts
  • $0Trading account gains & fees
  • $235Additional noninterest income
  • $4,932Total noninterest expense
  • $3,041Salaries and employee benefits
  • $685Premises and equipment expense
  • $1,206Additional noninterest expense
  • $5,249Pre-tax net operating income
  • $9Securities gains (losses)
  • $902Applicable income taxes
  • $4,356Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,356Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$85Sale, conversion, retirement of capital stock, net
  • $2,375Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.35%Yield on earning assets
  • 3.77%Cost of funding earning assets
  • 3.59%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 1.99%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 2.02%Pretax return on assets
  • 19.61%Return on equity (ROE)
  • 8.92%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • 352.94%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 48,983Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.52%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 119.25%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 1.19%Net loans and leases to deposits
  • 51.36%Net loans and leases to core deposits
  • 69.21%Equity capital to assets
  • 8.03%Core capital (leverage) ratio
  • 8.70%Tier 1 risk-based capital ratio
  • 15.80%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $260,625Average earning assets
  • $22,218Average equity
  • $247,416Average loans

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