The Citizens National Bank of Tell City in Tell City, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 23, 1998

The Citizens National Bank of Tell City in Tell City, Indiana (IN)
Show street view No street view available for this location

The Citizens National Bank of Tell City - Overview

General
FDIC Certificate #: 4411
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Old National Bank (#4393)
Federal Reserve ID: 713841
Date Established: May 09, 1904
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Interstate: No)
OTS Docket #: 10639
FDIC's unique #: 2911
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 23, 1998
Last Structure Change Process Date: December 07, 1998
Last Data Update: December 07, 1998
Data Source Date: April 05, 2012
Location
Address: 526-529 Main Street, Tell City, IN 47586
County: Perry
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $164.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
63Total employees (full-time equivalent)
$160,633Total assets
$4,597Cash and due from depository institutions
$57Interest-bearing balances
$48,346Securities
$0Federal funds sold & reverse repurchase agreements
$104,086Net loans & leases
$1,393Loan loss allowance
$0Trading account assets
$1,771Bank premises and fixed assets
$49Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,784All other assets
$160,633Total liabilities and capital
$146,356Total liabilities
$141,133Total deposits
$130,621Interest-bearing deposits
$141,133Deposits held in domestic offices
0.00%% insured (estimated)
$2,900Federal funds purchased & repurchase agreements
$0Trading liabilities
$811Other borrowed funds
$0Subordinated debt
$1,511All other liabilities
$14,277Total equity capital
$14,277Total bank equity capital
$14,277Perpetual preferred stock
$0Common stock
$1,552Surplus
$3,120Undivided profits
Memoranda
$9,605Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$315Earning assets
$0Long-term assets (5+ years)
$855Average Assets, year-to-date
$152,489Average Assets, quarterly
$45,022Volatile liabilities
$159,063Insider loans
$160,527FHLB advances
$21,660Loans and leases held for sale
$1,565Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$19,985Total unused commitments
$0Restructured Loans and leases
$100,447Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$12,645Total interest income
$6,271Total interest expense
$6,374Net interest income
$75Provision for loan and lease losses
$595Total noninterest income
$12Fiduciary activities
$311Service charges on deposit accounts
$0Trading account gains & fees
$272Additional noninterest income
$3,323Total noninterest expense
$1,873Salaries and employee benefits
$422Premises and equipment expense
$1,028Additional noninterest expense
$3,571Pre-tax net operating income
$0Securities gains (losses)
$1,206Applicable income taxes
$2,365Income before extraordinary items
$0Extraordinary gains - net
$2,365Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$7Sale, conversion, retirement of capital stock, net
$2,998Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.31%Yield on earning assets
4.12%Cost of funding earning assets
4.19%Net interest margin
0.39%Noninterest income to earning assets
2.18%Noninterest expense to earning assets
1.49%Net operating income to assets
1.49%Return on assets (ROA)
2.25%Pretax return on assets
16.73%Return on equity (ROE)
-4.48%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
1071.43%Credit loss provision to net charge-offs
520.86%Efficiency ratio
47,683Assets per employee
2.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
126.77%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
442.22%Noncurrent assets plus other real estate owned to assets
0.23%Noncurrent loans to loans
0.30%Net loans and leases to deposits
73.75%Net loans and leases to core deposits
84.50%Equity capital to assets
8.89%Core capital (leverage) ratio
8.68%Tier 1 risk-based capital ratio
13.75%Total risk-based capital ratio
Memoranda
$15Average assets
$159,063Average earning assets
$14,137Average equity
$152,234Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Citizens National Bank of Tell City.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.