FDIC Certificate #: 17648 Status: Inactive Closing history: Absorption - Without Assistance Acquiring institution:The Bank of Protection (#23099) Federal Reserve ID: 485858 Date Established: January 01, 1906 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 11613 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: August 23, 1956 Last Structure Change Effective Date: September 28, 2007 Last Structure Change Process Date: October 02, 2007 Last Data Update: October 02, 2007 Data Source Date: April 05, 2012
Location
Address: 722 Main Street, Ashland, KS 67831 County: Clark Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $10.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
8Total employees (full-time equivalent)
$9,978Total assets
$637Cash and due from depository institutions
$106Interest-bearing balances
$2,609Securities
$1,025Federal funds sold & reverse repurchase agreements
$5,243Net loans & leases
$305Loan loss allowance
$0Trading account assets
$204Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$260All other assets
$9,978Total liabilities and capital
$8,897Total liabilities
$8,873Total deposits
$7,299Interest-bearing deposits
$8,873Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$24All other liabilities
$1,081Total equity capital
$1,081Total bank equity capital
$1,081Perpetual preferred stock
$0Common stock
$321Surplus
$563Undivided profits
Memoranda
$197Noncurrent loans and leases
$269Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$310Earning assets
$0Long-term assets (5+ years)
$68Average Assets, year-to-date
$8,983Average Assets, quarterly
$2,385Volatile liabilities
$10,706Insider loans
$10,217FHLB advances
$2,216Loans and leases held for sale
$44Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$269Total unused commitments
$0Restructured Loans and leases
$72Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$686Total interest income
$197Total interest expense
$489Net interest income
$0Provision for loan and lease losses
$31Total noninterest income
$0Fiduciary activities
$24Service charges on deposit accounts
$0Trading account gains & fees
$7Additional noninterest income
$548Total noninterest expense
$279Salaries and employee benefits
$89Premises and equipment expense
$180Additional noninterest expense
-$28Pre-tax net operating income
$2Securities gains (losses)
$0Applicable income taxes
-$26Income before extraordinary items
$0Extraordinary gains - net
-$26Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$102Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.18%Yield on earning assets
2.06%Cost of funding earning assets
5.12%Net interest margin
0.32%Noninterest income to earning assets
5.74%Noninterest expense to earning assets
-0.26%Net operating income to assets
-0.24%Return on assets (ROA)
-0.24%Pretax return on assets
-2.38%Return on equity (ROE)
-2.38%Retained earnings to average equity (YTD only)
-1.64%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
105,385Assets per employee
1.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
5.50%Loss allowance to noncurrent loans
98.39%Noncurrent assets plus other real estate owned to assets
3.11%Noncurrent loans to loans
5.59%Net loans and leases to deposits
59.09%Net loans and leases to core deposits
78.76%Equity capital to assets
10.83%Core capital (leverage) ratio
9.65%Tier 1 risk-based capital ratio
18.28%Total risk-based capital ratio
Memoranda
$20Average assets
$10,706Average earning assets
$1,093Average equity
$9,550Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Citizens State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: