FDIC Certificate #: 4645 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Bank of Protection (#23099) Federal Reserve ID: 908759 Date Established: January 01, 1886 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 3083 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: October 09, 2010 Last Structure Change Process Date: December 07, 2010 Last Data Update: December 07, 2010 Data Source Date: April 05, 2012
Location
Address: 145 East Main Street, Coldwater, KS 67029 County: Comanche Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $12.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
Dollar figures in thousands
5Total employees (full-time equivalent)
$14,897Total assets
$909Cash and due from depository institutions
$0Interest-bearing balances
$5,001Securities
$6,745Federal funds sold & reverse repurchase agreements
$2,052Net loans & leases
$23Loan loss allowance
$0Trading account assets
$56Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$134All other assets
$14,897Total liabilities and capital
$12,020Total liabilities
$11,960Total deposits
$9,416Interest-bearing deposits
$11,960Deposits held in domestic offices
75.15%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$60All other liabilities
$2,877Total equity capital
$2,877Total bank equity capital
$2,877Perpetual preferred stock
$0Common stock
$100Surplus
$250Undivided profits
Memoranda
$2,527Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$11Earning assets
$0Long-term assets (5+ years)
$46Average Assets, year-to-date
$13,798Average Assets, quarterly
$1,347Volatile liabilities
$14,103Insider loans
$13,933FHLB advances
$100Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$23Derivatives
Income and Expense (December 31, 2009)
Dollar figures in thousands
$373Total interest income
$55Total interest expense
$318Net interest income
$0Provision for loan and lease losses
$33Total noninterest income
$0Fiduciary activities
$32Service charges on deposit accounts
$0Trading account gains & fees
$1Additional noninterest income
$346Total noninterest expense
$232Salaries and employee benefits
$39Premises and equipment expense
$75Additional noninterest expense
$5Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$5Income before extraordinary items
$0Extraordinary gains - net
$5Net income attributable to bank
$0Net charge-offs
$5Cash dividends
$9Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2009)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.89%Yield on earning assets
0.43%Cost of funding earning assets
2.47%Net interest margin
0.26%Noninterest income to earning assets
2.69%Noninterest expense to earning assets
0.04%Net operating income to assets
0.04%Return on assets (ROA)
0.04%Pretax return on assets
0.17%Return on equity (ROE)
0.17%Retained earnings to average equity (YTD only)
0.43%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.56%Efficiency ratio
98,575Assets per employee
2.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.11%Loss allowance to noncurrent loans
209.09%Noncurrent assets plus other real estate owned to assets
0.07%Noncurrent loans to loans
0.53%Net loans and leases to deposits
17.16%Net loans and leases to core deposits
17.30%Equity capital to assets
19.31%Core capital (leverage) ratio
20.60%Tier 1 risk-based capital ratio
60.61%Total risk-based capital ratio
Memoranda
$61Average assets
$14,103Average earning assets
$2,906Average equity
$12,886Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Coldwater Native Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: