The Coleridge National Bank in Coleridge, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 23, 2005

The Coleridge National Bank in Coleridge, Nebraska (NE)
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The Coleridge National Bank - Overview

General
FDIC Certificate #: 5392
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Security National Bank (#5424)
Federal Reserve ID: 417952
Date Established: September 17, 1902
WWW: http://www.coleridgenationalbank.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 3639
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 23, 2005
Last Structure Change Process Date: August 24, 2005
Last Data Update: August 24, 2005
Data Source Date: April 05, 2012
Location
Address: 101 West Broadway, Coleridge, NE 68727
County: Cedar
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $32.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
10Total employees (full-time equivalent)
$34,755Total assets
$1,389Cash and due from depository institutions
$7Interest-bearing balances
$15,968Securities
$0Federal funds sold & reverse repurchase agreements
$16,164Net loans & leases
$419Loan loss allowance
$0Trading account assets
$204Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,030All other assets
$34,755Total liabilities and capital
$31,813Total liabilities
$28,213Total deposits
$24,403Interest-bearing deposits
$28,213Deposits held in domestic offices
0.00%% insured (estimated)
$355Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,864Other borrowed funds
$0Subordinated debt
$381All other liabilities
$2,942Total equity capital
$2,942Total bank equity capital
$2,942Perpetual preferred stock
$0Common stock
$50Surplus
$100Undivided profits
Memoranda
$2,792Noncurrent loans and leases
$3,425Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$261Earning assets
$0Long-term assets (5+ years)
$719Average Assets, year-to-date
$32,139Average Assets, quarterly
$11,538Volatile liabilities
$33,347Insider loans
$34,446FHLB advances
$9,751Loans and leases held for sale
$492Unused loan commitments
$2,864Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,425Total unused commitments
$158Restructured Loans and leases
$250Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$1,964Total interest income
$633Total interest expense
$1,331Net interest income
$5Provision for loan and lease losses
$87Total noninterest income
$0Fiduciary activities
$66Service charges on deposit accounts
$0Trading account gains & fees
$21Additional noninterest income
$840Total noninterest expense
$439Salaries and employee benefits
$124Premises and equipment expense
$277Additional noninterest expense
$573Pre-tax net operating income
$27Securities gains (losses)
$149Applicable income taxes
$451Income before extraordinary items
$0Extraordinary gains - net
$451Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$19Sale, conversion, retirement of capital stock, net
$134Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.26%Yield on earning assets
2.02%Cost of funding earning assets
4.24%Net interest margin
0.28%Noninterest income to earning assets
2.68%Noninterest expense to earning assets
1.29%Net operating income to assets
1.35%Return on assets (ROA)
1.80%Pretax return on assets
16.21%Return on equity (ROE)
11.39%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
26.32%Credit loss provision to net charge-offs
30.42%Efficiency ratio
59,238Assets per employee
3.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
29.71%Loss allowance to loans
2.53%Loss allowance to noncurrent loans
160.54%Noncurrent assets plus other real estate owned to assets
0.75%Noncurrent loans to loans
1.57%Net loans and leases to deposits
57.29%Net loans and leases to core deposits
78.16%Equity capital to assets
8.46%Core capital (leverage) ratio
8.84%Tier 1 risk-based capital ratio
15.12%Total risk-based capital ratio
Memoranda
$16Average assets
$33,347Average earning assets
$2,782Average equity
$31,369Average loans

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