FDIC Certificate #: 12591 Status: Active Federal Reserve ID: 72258 Bank Holding Company (Regulatory Top Holder): Converse County Capital Corporation (RSSDID: 1059975, Location: Douglas, WY) Date Established: January 01, 1918 WWW:http://www.conversecountybank.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7995 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 332 Walnut Street, Douglas, WY 82633 County: Converse Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Billings Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $374.3 mil Equity capital: $32.8 mil Deposits held in domestic offices: $340.9 mil Return on assets (ROA): 1.72% ($6.4 mil) Quarterly return on assets: 1.81% ($6.8 mil) Return on Equity (ROE): 18.42% ($6.1 mil) Quarterly return on equity: 19.82% ($6.5 mil) Net income: $5.8 mil Quarterly Net income: $1.6 mil Pretax return on assets: 1.72% ($6,438.6 mil) Quarterly Pretax return on assets: 1.81% ($6,775.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
56Total employees (full-time equivalent)
$374,339Total assets
$26,260Cash and due from depository institutions
$24,716Interest-bearing balances
$215,837Securities
$0Federal funds sold & reverse repurchase agreements
$123,491Net loans & leases
$2,550Loan loss allowance
$0Trading account assets
$4,395Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$374,339Life insurance assets
$4,356All other assets
$341,516Total liabilities and capital
$340,878Total liabilities
$330,657Total deposits
$340,878Interest-bearing deposits
$68Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$638Subordinated debt
$32,823All other liabilities
$32,823Total equity capital
$32,823Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$7,700Surplus
$25,023Undivided profits
Memoranda
$0Noncurrent loans and leases
$3,011Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$1,940Long-term assets (5+ years)
$364,044Average Assets, year-to-date
$71,810Average Assets, quarterly
$333,897Volatile liabilities
$354,799Insider loans
$161,687FHLB advances
$363,491Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$29,539Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$26,381Restructured Loans and leases
$2,244Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$12,098Total interest income
$2,721Total interest expense
$9,377Net interest income
$161Provision for loan and lease losses
$1,968Total noninterest income
$356Fiduciary activities
$802Service charges on deposit accounts
$0Trading account gains & fees
$810Additional noninterest income
$5,432Total noninterest expense
$2,760Salaries and employee benefits
$679Premises and equipment expense
$1,993Additional noninterest expense
$5,752Pre-tax net operating income
$1Securities gains (losses)
$0Applicable income taxes
$5,753Income before extraordinary items
$0Extraordinary gains - net
$5,753Net income attributable to bank
$0Net charge-offs
$5,753Cash dividends
$111Sale, conversion, retirement of capital stock, net
$3,980Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.74%Yield on earning assets
0.84%Cost of funding earning assets
2.90%Net interest margin
0.61%Noninterest income to earning assets
1.68%Noninterest expense to earning assets
1.72%Net operating income to assets
1.72%Return on assets (ROA)
1.72%Pretax return on assets
18.42%Return on equity (ROE)
5.68%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
145.05%Credit loss provision to net charge-offs
53.27%Efficiency ratio
47,880Assets per employee
6.68%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.18%Loss allowance to loans
2.02%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
36.23%Net loans and leases to core deposits
43.82%Equity capital to assets
8.77%Core capital (leverage) ratio
8.13%Tier 1 risk-based capital ratio
18.27%Total risk-based capital ratio
Memoranda
$20Average assets
$333,897Average earning assets
$31,228Average equity
$323,471Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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