FDIC Certificate #: 12425 Status: Active Federal Reserve ID: 981350 Date Established: June 02, 1894 WWW:http://www.dickinsoncountybank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7908 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 08, 2008 Last Structure Change Process Date: September 28, 2010 Last Data Update: September 28, 2010 Data Source Date: April 05, 2012
Location
Address: 101 South Factory Street, Enterprise, KS 67441 County: Dickinson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Corrections
Change in Location
Financial Summary
Total assets: $8.0 mil Equity capital: $1.1 mil Deposits held in domestic offices: $7.0 mil Return on assets (ROA): 0.00% ($0.0 mil) Quarterly return on assets: 0.63% ($0.1 mil) Return on Equity (ROE): 0.00% ($0.0 mil) Quarterly return on equity: 4.90% ($0.0 mil) Net income: $0.0 mil Quarterly Net income: $0.0 mil Pretax return on assets: -0.10% (-$8.0 mil) Quarterly Pretax return on assets: 0.63% ($50.7 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
4Total employees (full-time equivalent)
$8,046Total assets
$1,218Cash and due from depository institutions
$910Interest-bearing balances
$1,379Securities
$8Federal funds sold & reverse repurchase agreements
$5,116Net loans & leases
$234Loan loss allowance
$0Trading account assets
$113Bank premises and fixed assets
$28Other real estate owned
$0Goodwill and other intangibles
$8,046Life insurance assets
$184All other assets
$6,979Total liabilities and capital
$6,955Total liabilities
$4,447Total deposits
$6,955Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$24Subordinated debt
$1,067All other liabilities
$1,067Total equity capital
$1,067Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$500Surplus
$517Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$93Income earned, not collected on loans
$0Earning assets
$47Long-term assets (5+ years)
$7,413Average Assets, year-to-date
$2,169Average Assets, quarterly
$8,800Volatile liabilities
$8,225Insider loans
$5,267FHLB advances
$8,391Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,036Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$635Restructured Loans and leases
$209Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$417Total interest income
$50Total interest expense
$367Net interest income
$0Provision for loan and lease losses
$98Total noninterest income
$0Fiduciary activities
$38Service charges on deposit accounts
$0Trading account gains & fees
$60Additional noninterest income
$485Total noninterest expense
$275Salaries and employee benefits
$37Premises and equipment expense
$173Additional noninterest expense
-$20Pre-tax net operating income
$11Securities gains (losses)
-$9Applicable income taxes
$0Income before extraordinary items
$0Extraordinary gains - net
$0Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$22Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.10%Yield on earning assets
0.61%Cost of funding earning assets
4.49%Net interest margin
1.20%Noninterest income to earning assets
5.94%Noninterest expense to earning assets
-0.08%Net operating income to assets
0.00%Return on assets (ROA)
-0.10%Pretax return on assets
0.00%Return on equity (ROE)
0.00%Retained earnings to average equity (YTD only)
-0.45%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
104,301Assets per employee
2.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.37%Loss allowance to noncurrent loans
251.61%Noncurrent assets plus other real estate owned to assets
1.50%Noncurrent loans to loans
1.74%Net loans and leases to deposits
73.56%Net loans and leases to core deposits
73.56%Equity capital to assets
13.26%Core capital (leverage) ratio
12.35%Tier 1 risk-based capital ratio
19.67%Total risk-based capital ratio
Memoranda
$21Average assets
$8,800Average earning assets
$1,042Average equity
$8,169Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
7908
The Dickinson County Bank
101 South Factory Street, Enterprise, KS 67441
June 02, 1894
Full Service Brick and Mortar
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