The Dime Savings Bank of New York, FSB in New York City, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 07, 2002

  • The Dime Savings Bank of New York, FSB in New York City, New York (NY)
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The Dime Savings Bank of New York, FSB - Overview

  • General
  • FDIC Certificate #: 16011
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Washington Mutual Bank (#32633)
    Federal Reserve ID: 108700
    Date Established: June 01, 1859
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7837
    FDIC's unique #: 10241
    Numeric code: 43
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: January 07, 2002
    Last Structure Change Process Date: January 10, 2002
    Last Data Update: January 10, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 589 Fifth Avenue, New York City, NY 10017
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $27,971.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 7,058Total employees (full-time equivalent)
  • $27,971,169Total assets
  • $495,949Cash and due from depository institutions
  • $79,766Interest-bearing balances
  • $2,082,092Securities
  • $15,147Federal funds sold & reverse repurchase agreements
  • $21,841,636Net loans & leases
  • $168,354Loan loss allowance
  • $49,555Trading account assets
  • $177,602Bank premises and fixed assets
  • $13,141Other real estate owned
  • $1,559,323Goodwill and other intangibles
  • $0Life insurance assets
  • $1,736,724All other assets
  • $27,971,169Total liabilities and capital
  • $25,586,865Total liabilities
  • $15,186,515Total deposits
  • $15,186,515Interest-bearing deposits
  • $15,186,515Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $905,395Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $8,613,678Other borrowed funds
  • $125,000Subordinated debt
  • $756,277All other liabilities
  • $2,384,304Total equity capital
  • $2,384,304Total bank equity capital
  • $2,384,304Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $1,659,904Undivided profits
  • Memoranda
  • $724,399Noncurrent loans and leases
  • $8,464,749Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $70,378Earning assets
  • $0Long-term assets (5+ years)
  • $92,205Average Assets, year-to-date
  • $24,068,196Average Assets, quarterly
  • $0Volatile liabilities
  • $26,947,650Insider loans
  • $27,494,270FHLB advances
  • $12,564,741Loans and leases held for sale
  • $60Unused loan commitments
  • $8,552,709Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,464,749Total unused commitments
  • $15,676Restructured Loans and leases
  • $293,354Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,599,102Total interest income
  • $858,691Total interest expense
  • $740,411Net interest income
  • $70,000Provision for loan and lease losses
  • $296,412Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $338Trading account gains & fees
  • $296,074Additional noninterest income
  • $715,762Total noninterest expense
  • $376,137Salaries and employee benefits
  • $133,366Premises and equipment expense
  • $206,259Additional noninterest expense
  • $251,061Pre-tax net operating income
  • $336,735Securities gains (losses)
  • $212,148Applicable income taxes
  • $375,648Income before extraordinary items
  • -$10,521Extraordinary gains - net
  • $365,127Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $46,008Sale, conversion, retirement of capital stock, net
  • $95,000Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.90%Yield on earning assets
  • 3.71%Cost of funding earning assets
  • 3.20%Net interest margin
  • 1.28%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 2.14%Pretax return on assets
  • 16.66%Return on equity (ROE)
  • 12.32%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 152.15%Credit loss provision to net charge-offs
  • 6.98%Efficiency ratio
  • 65,815Assets per employee
  • 3.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.02%Loss allowance to loans
  • 0.76%Loss allowance to noncurrent loans
  • 239.21%Noncurrent assets plus other real estate owned to assets
  • 0.27%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 143.82%Net loans and leases to core deposits
  • 179.90%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 6.98%Tier 1 risk-based capital ratio
  • 10.36%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $26,947,650Average earning assets
  • $2,191,753Average equity
  • $23,165,244Average loans

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