The Enloe State Bank in Enloe in Cooper, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Enloe State Bank in Enloe - Overview

  • General
  • FDIC Certificate #: 10716
    Status: Active
    Federal Reserve ID: 431958
    Bank Holding Company (Regulatory Top Holder): Entex Bancshares, Inc. (RSSDID: 1108994, Location: Cooper, TX)
    Date Established: June 05, 1928
    WWW: http://www.enloestatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6876
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 31, 2007
    Last Structure Change Process Date: September 15, 2009
    Last Data Update: September 15, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 45 Texas Highway 24 North, Cooper, TX 75432
    County: Delta
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $24.7 mil
    Equity capital: $2.8 mil
    Deposits held in domestic offices: $21.7 mil
    Return on assets (ROA): 0.81% ($0.2 mil)
    Quarterly return on assets: 1.26% ($0.3 mil)
    Return on Equity (ROE): 7.17% ($0.2 mil)
    Quarterly return on equity: 10.88% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.02% ($251.5 mil)
    Quarterly Pretax return on assets: 0.77% ($189.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $24,660Total assets
  • $5,682Cash and due from depository institutions
  • $4,433Interest-bearing balances
  • $11Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $17,738Net loans & leases
  • $291Loan loss allowance
  • $0Trading account assets
  • $304Bank premises and fixed assets
  • $154Other real estate owned
  • $0Goodwill and other intangibles
  • $24,660Life insurance assets
  • $771All other assets
  • $21,815Total liabilities and capital
  • $21,744Total liabilities
  • $18,173Total deposits
  • $21,744Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $71Subordinated debt
  • $2,845All other liabilities
  • $2,845Total equity capital
  • $2,845Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $2,250Surplus
  • $395Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,147Income earned, not collected on loans
  • $0Earning assets
  • $575Long-term assets (5+ years)
  • $22,182Average Assets, year-to-date
  • $4,619Average Assets, quarterly
  • $24,664Volatile liabilities
  • $24,816Insider loans
  • $16,679FHLB advances
  • $24,922Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,845Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $296Restructured Loans and leases
  • $390Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,345Total interest income
  • $239Total interest expense
  • $1,106Net interest income
  • $145Provision for loan and lease losses
  • $127Total noninterest income
  • $0Fiduciary activities
  • $77Service charges on deposit accounts
  • $0Trading account gains & fees
  • $50Additional noninterest income
  • $837Total noninterest expense
  • $441Salaries and employee benefits
  • $77Premises and equipment expense
  • $319Additional noninterest expense
  • $251Pre-tax net operating income
  • $0Securities gains (losses)
  • $50Applicable income taxes
  • $201Income before extraordinary items
  • $0Extraordinary gains - net
  • $201Net income attributable to bank
  • $0Net charge-offs
  • $201Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $125Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.12%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 5.03%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • 0.81%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 1.02%Pretax return on assets
  • 7.17%Return on equity (ROE)
  • 2.71%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 14500.00%Credit loss provision to net charge-offs
  • 396.00%Efficiency ratio
  • 67,883Assets per employee
  • 3.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.19%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 25.37%Noncurrent assets plus other real estate owned to assets
  • 5.28%Noncurrent loans to loans
  • 6.36%Net loans and leases to deposits
  • 81.58%Net loans and leases to core deposits
  • 86.51%Equity capital to assets
  • 11.54%Core capital (leverage) ratio
  • 11.42%Tier 1 risk-based capital ratio
  • 17.06%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $24,664Average earning assets
  • $2,804Average equity
  • $21,991Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06876The Enloe State Bank In Enloe45 Texas Highway 24 North, Cooper, TX 75432June 05, 1928Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Enloe State Bank in Enloe.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents