FDIC Certificate #: 15402 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:American National Bank (#19300) Federal Reserve ID: 258557 Date Established: July 20, 1936 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 9719 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: July 20, 1936 Last Structure Change Effective Date: August 22, 1998 Last Structure Change Process Date: September 23, 1998 Last Data Update: September 23, 1998 Data Source Date: April 05, 2012
Location
Address: 602 Fifth Street, Fairbury, NE 68352 County: Jefferson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Omaha Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $35.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
10Total employees (full-time equivalent)
$35,875Total assets
$5,043Cash and due from depository institutions
$4,150Interest-bearing balances
$14,637Securities
$89Federal funds sold & reverse repurchase agreements
$13,676Net loans & leases
$218Loan loss allowance
$0Trading account assets
$192Bank premises and fixed assets
$37Other real estate owned
$1,727Goodwill and other intangibles
$0Life insurance assets
$474All other assets
$35,875Total liabilities and capital
$31,340Total liabilities
$31,105Total deposits
$27,683Interest-bearing deposits
$31,105Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$235All other liabilities
$4,535Total equity capital
$4,535Total bank equity capital
$4,535Perpetual preferred stock
$0Common stock
$600Surplus
$5,444Undivided profits
Memoranda
$-1,509Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$104Earning assets
$21Long-term assets (5+ years)
$125Average Assets, year-to-date
$32,552Average Assets, quarterly
$3,473Volatile liabilities
$36,012Insider loans
$35,836FHLB advances
$2,135Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,187Total unused commitments
$0Restructured Loans and leases
$17,264Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$2,439Total interest income
$1,300Total interest expense
$1,139Net interest income
$22Provision for loan and lease losses
$186Total noninterest income
$0Fiduciary activities
$89Service charges on deposit accounts
$0Trading account gains & fees
$97Additional noninterest income
$990Total noninterest expense
$337Salaries and employee benefits
$72Premises and equipment expense
$581Additional noninterest expense
$313Pre-tax net operating income
-$12Securities gains (losses)
$175Applicable income taxes
$126Income before extraordinary items
$0Extraordinary gains - net
$126Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$24Sale, conversion, retirement of capital stock, net
$25Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.48%Yield on earning assets
3.99%Cost of funding earning assets
3.49%Net interest margin
0.57%Noninterest income to earning assets
3.04%Noninterest expense to earning assets
0.37%Net operating income to assets
0.35%Return on assets (ROA)
0.84%Pretax return on assets
2.83%Return on equity (ROE)
2.27%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
91.67%Credit loss provision to net charge-offs
13.96%Efficiency ratio
58,792Assets per employee
3.59%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.84%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
209.62%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.75%Net loans and leases to deposits
43.97%Net loans and leases to core deposits
47.21%Equity capital to assets
12.64%Core capital (leverage) ratio
8.24%Tier 1 risk-based capital ratio
16.31%Total risk-based capital ratio
Memoranda
$18Average assets
$36,012Average earning assets
$4,451Average equity
$32,611Average loans
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