The Farmers National Bank of Lebanon in city_name, state_name

The Farmers National Bank of Lebanon in Lebanon, Kentucky (KY)
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The Farmers National Bank of Lebanon routing number info

The Farmers National Bank of Lebanon - Overview

General
FDIC Certificate #: 2754
Status: Active
Federal Reserve ID: 575348
Bank Holding Company (Regulatory Top Holder): Lebanon Bancshares, Inc. (RSSDID: 1098451, Location: Lebanon, KY)
Date Established: April 01, 1890
WWW: http://www.fnblebanon.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 13581
FDIC's unique #: 1792
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 136 West Main Street, Lebanon, KY 40033
County: Marion
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Elizabethtown
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $93.3 mil
Equity capital: $10.7 mil
Deposits held in domestic offices: $79.8 mil
Return on assets (ROA): 0.46% ($0.4 mil)
Quarterly return on assets: 0.46% ($0.4 mil)
Return on Equity (ROE): 4.20% ($0.5 mil)
Quarterly return on equity: 4.06% ($0.4 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.50% ($466.7 mil)
Quarterly Pretax return on assets: 0.49% ($457.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
27Total employees (full-time equivalent)
$93,344Total assets
$7,887Cash and due from depository institutions
$1,753Interest-bearing balances
$26,402Securities
$1,278Federal funds sold & reverse repurchase agreements
$53,816Net loans & leases
$819Loan loss allowance
$0Trading account assets
$1,357Bank premises and fixed assets
$625Other real estate owned
$0Goodwill and other intangibles
$93,344Life insurance assets
$1,979All other assets
$82,655Total liabilities and capital
$79,776Total liabilities
$64,279Total deposits
$79,776Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,197Trading liabilities
$0Other borrowed funds
$682Subordinated debt
$10,689All other liabilities
$10,689Total equity capital
$10,689Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$1,100Surplus
$9,439Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,115Income earned, not collected on loans
$0Earning assets
$427Long-term assets (5+ years)
$83,249Average Assets, year-to-date
$27,251Average Assets, quarterly
$95,035Volatile liabilities
$94,023Insider loans
$62,376FHLB advances
$94,295Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,423Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,607Restructured Loans and leases
$480Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,491Total interest income
$1,077Total interest expense
$3,414Net interest income
$280Provision for loan and lease losses
$503Total noninterest income
$5Fiduciary activities
$327Service charges on deposit accounts
$0Trading account gains & fees
$171Additional noninterest income
$3,190Total noninterest expense
$1,641Salaries and employee benefits
$232Premises and equipment expense
$1,317Additional noninterest expense
$447Pre-tax net operating income
$27Securities gains (losses)
$39Applicable income taxes
$435Income before extraordinary items
$0Extraordinary gains - net
$435Net income attributable to bank
$0Net charge-offs
$435Cash dividends
$300Sale, conversion, retirement of capital stock, net
$116Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.22%Yield on earning assets
1.25%Cost of funding earning assets
3.97%Net interest margin
0.59%Noninterest income to earning assets
3.71%Noninterest expense to earning assets
0.43%Net operating income to assets
0.46%Return on assets (ROA)
0.50%Pretax return on assets
4.20%Return on equity (ROE)
3.08%Retained earnings to average equity (YTD only)
0.54%Net charge-offs to loans
93.33%Credit loss provision to net charge-offs
2.42%Efficiency ratio
81,440Assets per employee
3.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
26.67%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
73.45%Noncurrent assets plus other real estate owned to assets
1.86%Noncurrent loans to loans
2.04%Net loans and leases to deposits
67.46%Net loans and leases to core deposits
68.81%Equity capital to assets
11.45%Core capital (leverage) ratio
11.05%Tier 1 risk-based capital ratio
16.71%Total risk-based capital ratio
Memoranda
$18Average assets
$95,035Average earning assets
$10,362Average equity
$85,963Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$3,581Managed Assets
1Number of Accounts
$1,831Personal trust and agency accounts
$1,651Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$180Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
10Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,750Other retirement accounts
$553Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Kentucky Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1792	The Farmers National Bank Of Lebanon	136 West Main Street, Lebanon, KY 40033	April 01, 1890	Full Service Brick and Mortar
1	194078	Suburban Branch	U.S. Highway 68, Lebanon, KY 40033	November 04, 1974	Full Service Brick and Mortar

The Farmers National Bank of Lebanon in Lebanon, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Farmers National Bank of Lebanon - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Farmers National Bank of Lebanon in Lebanon, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

The Farmers National Bank of Lebanon - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Farmers National Bank of Lebanon in Lebanon, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches