FDIC Certificate #: 4743 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:LINN COUNTY BANK (#17618) Federal Reserve ID: 455954 Date Established: May 07, 1886 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) FDIC's unique #: 3160 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 06, 2000 Last Structure Change Process Date: March 29, 2000 Last Data Update: March 29, 2000 Data Source Date: April 05, 2012
Location
Address: 104 South Penn, Oberlin, KS 67749 County: Decatur Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $54.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
11Total employees (full-time equivalent)
$54,340Total assets
$1,567Cash and due from depository institutions
$609Interest-bearing balances
$12,261Securities
$2,690Federal funds sold & reverse repurchase agreements
$35,186Net loans & leases
$673Loan loss allowance
$0Trading account assets
$415Bank premises and fixed assets
$3Other real estate owned
$242Goodwill and other intangibles
$0Life insurance assets
$1,976All other assets
$54,340Total liabilities and capital
$48,136Total liabilities
$46,162Total deposits
$40,683Interest-bearing deposits
$46,162Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,352Other borrowed funds
$0Subordinated debt
$622All other liabilities
$6,204Total equity capital
$6,204Total bank equity capital
$6,204Perpetual preferred stock
$0Common stock
$100Surplus
$812Undivided profits
Memoranda
$5,292Noncurrent loans and leases
$4,756Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$626Average Assets, year-to-date
$50,746Average Assets, quarterly
$6,265Volatile liabilities
$52,893Insider loans
$53,173FHLB advances
$5,357Loans and leases held for sale
$43Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,756Total unused commitments
$2Restructured Loans and leases
$480Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$3,835Total interest income
$1,695Total interest expense
$2,140Net interest income
-$150Provision for loan and lease losses
$148Total noninterest income
$0Fiduciary activities
$100Service charges on deposit accounts
$0Trading account gains & fees
$48Additional noninterest income
$987Total noninterest expense
$490Salaries and employee benefits
$209Premises and equipment expense
$288Additional noninterest expense
$1,451Pre-tax net operating income
-$2Securities gains (losses)
$469Applicable income taxes
$980Income before extraordinary items
$0Extraordinary gains - net
$980Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$4Sale, conversion, retirement of capital stock, net
$2,500Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.83%Yield on earning assets
3.46%Cost of funding earning assets
4.37%Net interest margin
0.30%Noninterest income to earning assets
2.02%Noninterest expense to earning assets
1.86%Net operating income to assets
1.85%Return on assets (ROA)
2.74%Pretax return on assets
13.70%Return on equity (ROE)
-21.26%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
3750.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
42,570Assets per employee
4.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
255.10%Loss allowance to loans
1.88%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.00%Net loans and leases to deposits
76.22%Net loans and leases to core deposits
86.12%Equity capital to assets
11.42%Core capital (leverage) ratio
11.97%Tier 1 risk-based capital ratio
16.38%Total risk-based capital ratio
Memoranda
$18Average assets
$52,893Average earning assets
$7,151Average equity
$48,981Average loans
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