The Farmers National Bank of Shelbyville in Shelbyville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1993

  • The Farmers National Bank of Shelbyville in Shelbyville, Indiana (IN)
  • Show street view No street view available for this location

The Farmers National Bank of Shelbyville - Overview

  • General
  • FDIC Certificate #: 4379
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: National City Bank of Indiana (#4347)
    Federal Reserve ID: 958446
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 2884
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 1993
    Last Structure Change Process Date: June 02, 1993
    Last Data Update: October 10, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 South Harrison Street, Shelbyville, IN 46176
    County: Shelby
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $151.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $78Total assets
  • $152,393Cash and due from depository institutions
  • $12,723Interest-bearing balances
  • $0Securities
  • $22,686Federal funds sold & reverse repurchase agreements
  • $33,300Net loans & leases
  • $79,801Loan loss allowance
  • $807Trading account assets
  • $0Bank premises and fixed assets
  • $2,167Other real estate owned
  • $125Goodwill and other intangibles
  • $1,591Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $152,393Total liabilities
  • $138,706Total deposits
  • $129,415Interest-bearing deposits
  • $114,545Deposits held in domestic offices
  • 129415.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $6,651Trading liabilities
  • $0Other borrowed funds
  • $1,283Subordinated debt
  • $0All other liabilities
  • $1,357Total equity capital
  • $1,357Total bank equity capital
  • $13,687Perpetual preferred stock
  • $0Common stock
  • $1,210Surplus
  • $2,095Undivided profits
  • Memoranda
  • $10,382Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $533Income earned, not collected on loans
  • $866Earning assets
  • $135,787Long-term assets (5+ years)
  • $40,020Average Assets, year-to-date
  • $155,007Average Assets, quarterly
  • $154,133Volatile liabilities
  • $14,696Insider loans
  • $38FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $17,859Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,687Total risk weighted assets
  • $95,208Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,153Total interest expense
  • $5,336Net interest income
  • $5,817Provision for loan and lease losses
  • $520Total noninterest income
  • $837Fiduciary activities
  • $0Service charges on deposit accounts
  • $488Trading account gains & fees
  • $0Additional noninterest income
  • $349Total noninterest expense
  • $3,366Salaries and employee benefits
  • $1,606Premises and equipment expense
  • $433Additional noninterest expense
  • $1,327Pre-tax net operating income
  • $2,768Securities gains (losses)
  • $48Applicable income taxes
  • $869Income before extraordinary items
  • $1,947Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,947Net charge-offs
  • $920Cash dividends
  • $399Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.98%Cost of funding earning assets
  • 3.82%Net interest margin
  • 4.16%Noninterest income to earning assets
  • 0.60%Noninterest expense to earning assets
  • 2.41%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 1.82%Return on equity (ROE)
  • 15.16%Retained earnings to average equity (YTD only)
  • 12.05%Net charge-offs to loans
  • 1.01%Credit loss provision to net charge-offs
  • 56.52%Efficiency ratio
  • 50,586Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.49%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 151.41%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 61.66%Net loans and leases to core deposits
  • 65.06%Equity capital to assets
  • 8.98%Core capital (leverage) ratio
  • 8.95%Tier 1 risk-based capital ratio
  • 14.38%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $155,007Average earning assets
  • $12,844Average equity
  • $139,801Average loans

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