The Farmers State Bank in Brookston, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Farmers State Bank in Brookston, Indiana (IN)
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The Farmers State Bank routing number info

The Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 16387
    Status: Active
    Federal Reserve ID: 571443
    Date Established: June 28, 1905
    WWW: http://www.fsbbrookston.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12239
    FDIC's unique #: 10566
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: Febuary 23, 1946
    Last Structure Change Effective Date: March 04, 2009
    Last Structure Change Process Date: March 10, 2009
    Last Data Update: March 10, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 309 South Prairie, Brookston, IN 47923
    County: White
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $66.7 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $56.9 mil
    Return on assets (ROA): 0.27% ($0.2 mil)
    Quarterly return on assets: 2.23% ($1.5 mil)
    Return on Equity (ROE): 2.80% ($0.2 mil)
    Quarterly return on equity: 22.81% ($1.6 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.05% ($33.3 mil)
    Quarterly Pretax return on assets: 1.40% ($933.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $66,679Total assets
  • $4,245Cash and due from depository institutions
  • $3,774Interest-bearing balances
  • $17,633Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $42,113Net loans & leases
  • $576Loan loss allowance
  • $0Trading account assets
  • $1,004Bank premises and fixed assets
  • $218Other real estate owned
  • $0Goodwill and other intangibles
  • $66,679Life insurance assets
  • $1,466All other assets
  • $60,074Total liabilities and capital
  • $56,916Total liabilities
  • $48,696Total deposits
  • $56,916Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $158Subordinated debt
  • $6,605All other liabilities
  • $6,605Total equity capital
  • $6,605Total bank equity capital
  • $0Perpetual preferred stock
  • $210Common stock
  • $2,200Surplus
  • $4,195Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $900Income earned, not collected on loans
  • $0Earning assets
  • $466Long-term assets (5+ years)
  • $63,520Average Assets, year-to-date
  • $34,495Average Assets, quarterly
  • $67,130Volatile liabilities
  • $67,429Insider loans
  • $38,398FHLB advances
  • $68,455Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,602Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,200Restructured Loans and leases
  • $1,125Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,993Total interest income
  • $790Total interest expense
  • $2,203Net interest income
  • $605Provision for loan and lease losses
  • $309Total noninterest income
  • $17Fiduciary activities
  • $158Service charges on deposit accounts
  • $0Trading account gains & fees
  • $134Additional noninterest income
  • $2,229Total noninterest expense
  • $953Salaries and employee benefits
  • $287Premises and equipment expense
  • $989Additional noninterest expense
  • -$322Pre-tax net operating income
  • $353Securities gains (losses)
  • -$152Applicable income taxes
  • $183Income before extraordinary items
  • $0Extraordinary gains - net
  • $183Net income attributable to bank
  • $0Net charge-offs
  • $183Cash dividends
  • $370Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 1.24%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 3.50%Noninterest expense to earning assets
  • -0.25%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.05%Pretax return on assets
  • 2.80%Return on equity (ROE)
  • 1.57%Retained earnings to average equity (YTD only)
  • 0.86%Net charge-offs to loans
  • 163.51%Credit loss provision to net charge-offs
  • 0.76%Efficiency ratio
  • 88,734Assets per employee
  • 3.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 43.72%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 64.00%Noncurrent assets plus other real estate owned to assets
  • 1.68%Noncurrent loans to loans
  • 2.11%Net loans and leases to deposits
  • 73.99%Net loans and leases to core deposits
  • 81.81%Equity capital to assets
  • 9.91%Core capital (leverage) ratio
  • 9.64%Tier 1 risk-based capital ratio
  • 17.19%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $67,130Average earning assets
  • $6,541Average equity
  • $63,668Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $262Managed Assets
  • 1Number of Accounts
  • $251Personal trust and agency accounts
  • $251Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 6Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $11Other retirement accounts
  • $11Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    010566The Farmers State Bank309 South Prairie, Brookston, IN 47923June 28, 1905Full Service Brick and Mortar
    1360653Battle Ground Branch104 S Railroad Street, Battle Ground, IN 47920June 29, 1987Full Service Brick and Mortar

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