FDIC Certificate #: 16941 Status: Active Federal Reserve ID: 72351 Bank Holding Company (Regulatory Top Holder): Wathena Bancshares, Inc. (RSSDID: 1250688, Location: Wathena, KS) Date Established: May 03, 1903 WWW:http://www.fsbwathena.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 11021 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: October 14, 1950 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 211 St Joseph Street, Wathena, KS 66090 County: Doniphan Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): St. Joseph, MO-KS (#41140) CBSA Metro Statistical Area: St. Joseph, MO-KS (#41140)
History of Changes
Corrections
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $63.2 mil Equity capital: $10.6 mil Deposits held in domestic offices: $52.3 mil Return on assets (ROA): 0.69% ($0.4 mil) Quarterly return on assets: 1.07% ($0.7 mil) Return on Equity (ROE): 4.13% ($0.5 mil) Quarterly return on equity: 6.26% ($0.7 mil) Net income: $0.4 mil Quarterly Net income: $0.2 mil Pretax return on assets: 0.69% ($435.9 mil) Quarterly Pretax return on assets: 1.07% ($676.0 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
14Total employees (full-time equivalent)
$63,177Total assets
$1,324Cash and due from depository institutions
$100Interest-bearing balances
$27,566Securities
$1,743Federal funds sold & reverse repurchase agreements
$30,943Net loans & leases
$1,490Loan loss allowance
$0Trading account assets
$477Bank premises and fixed assets
$419Other real estate owned
$0Goodwill and other intangibles
$63,177Life insurance assets
$705All other assets
$52,579Total liabilities and capital
$52,343Total liabilities
$42,887Total deposits
$52,343Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$236Subordinated debt
$10,598All other liabilities
$10,598Total equity capital
$10,598Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$150Surplus
$10,298Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,249Income earned, not collected on loans
$0Earning assets
$466Long-term assets (5+ years)
$60,352Average Assets, year-to-date
$23,605Average Assets, quarterly
$62,231Volatile liabilities
$62,599Insider loans
$32,518FHLB advances
$62,155Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,541Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$570Restructured Loans and leases
$248Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$3,155Total interest income
$598Total interest expense
$2,557Net interest income
$495Provision for loan and lease losses
$329Total noninterest income
$0Fiduciary activities
$312Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$2,047Total noninterest expense
$1,110Salaries and employee benefits
$192Premises and equipment expense
$745Additional noninterest expense
$344Pre-tax net operating income
$85Securities gains (losses)
$0Applicable income taxes
$429Income before extraordinary items
$0Extraordinary gains - net
$429Net income attributable to bank
$0Net charge-offs
$429Cash dividends
$236Sale, conversion, retirement of capital stock, net
$349Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.29%Yield on earning assets
1.00%Cost of funding earning assets
4.29%Net interest margin
0.55%Noninterest income to earning assets
3.43%Noninterest expense to earning assets
0.55%Net operating income to assets
0.69%Return on assets (ROA)
0.69%Pretax return on assets
4.13%Return on equity (ROE)
0.77%Retained earnings to average equity (YTD only)
0.72%Net charge-offs to loans
209.75%Credit loss provision to net charge-offs
3.56%Efficiency ratio
70,929Assets per employee
4.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.35%Loss allowance to loans
4.59%Loss allowance to noncurrent loans
119.30%Noncurrent assets plus other real estate owned to assets
2.64%Noncurrent loans to loans
3.85%Net loans and leases to deposits
59.12%Net loans and leases to core deposits
60.10%Equity capital to assets
16.78%Core capital (leverage) ratio
15.35%Tier 1 risk-based capital ratio
29.34%Total risk-based capital ratio
Memoranda
$31Average assets
$62,231Average earning assets
$10,394Average equity
$59,647Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
11021
The Farmers State Bank
211 St Joseph Street, Wathena, KS 66090
May 03, 1903
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: