The Farmers and Traders Bank in Jamestown, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1993

  • The Farmers and Traders Bank in Jamestown, Ohio (OH)
  • Show street view No street view available for this location

The Farmers and Traders Bank - Overview

  • General
  • FDIC Certificate #: 2063
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: The Security National Bank and Trust Co. (#6655)
    Federal Reserve ID: 1007220
    Date Established: January 01, 1867
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 1364
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 01, 1993
    Last Structure Change Process Date: March 16, 1993
    Last Data Update: September 13, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 East Wash Street, Jamestown, OH 45335
    County: Greene
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Dayton-Springfield, OH (#2000)
    Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
    Core Based Statistical Area (CBSA): Dayton, OH (#19380)
    CBSA Metro Statistical Area: Dayton, OH (#19380)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $22.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $11Total assets
  • $22,452Cash and due from depository institutions
  • $1,947Interest-bearing balances
  • $0Securities
  • $11,411Federal funds sold & reverse repurchase agreements
  • $2,800Net loans & leases
  • $5,904Loan loss allowance
  • $183Trading account assets
  • $0Bank premises and fixed assets
  • $165Other real estate owned
  • $0Goodwill and other intangibles
  • $225Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $22,452Total liabilities
  • $19,882Total deposits
  • $19,801Interest-bearing deposits
  • $16,612Deposits held in domestic offices
  • 19801.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $81Total equity capital
  • $81Total bank equity capital
  • $2,570Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $500Undivided profits
  • Memoranda
  • $1,870Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $62Income earned, not collected on loans
  • $79Earning assets
  • $20,115Long-term assets (5+ years)
  • $1,047Average Assets, year-to-date
  • $22,253Average Assets, quarterly
  • $22,227Volatile liabilities
  • $508Insider loans
  • $175FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $125Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,570Total risk weighted assets
  • $6,665Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,532Total interest expense
  • $742Net interest income
  • $790Provision for loan and lease losses
  • $292Total noninterest income
  • $222Fiduciary activities
  • $0Service charges on deposit accounts
  • $186Trading account gains & fees
  • $0Additional noninterest income
  • $36Total noninterest expense
  • $588Salaries and employee benefits
  • $270Premises and equipment expense
  • $60Additional noninterest expense
  • $258Pre-tax net operating income
  • $132Securities gains (losses)
  • $5Applicable income taxes
  • $11Income before extraordinary items
  • $126Extraordinary gains - net
  • $0Net income attributable to bank
  • $126Net charge-offs
  • $360Cash dividends
  • $45Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.56%Cost of funding earning assets
  • 3.66%Net interest margin
  • 3.90%Noninterest income to earning assets
  • 1.10%Noninterest expense to earning assets
  • 2.90%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.62%Return on equity (ROE)
  • 4.92%Retained earnings to average equity (YTD only)
  • 3.17%Net charge-offs to loans
  • 5.10%Credit loss provision to net charge-offs
  • 81.11%Efficiency ratio
  • 58,103Assets per employee
  • 2.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.71%Loss allowance to loans
  • 3.01%Loss allowance to noncurrent loans
  • 295.16%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 29.82%Net loans and leases to core deposits
  • 30.60%Equity capital to assets
  • 11.45%Core capital (leverage) ratio
  • 11.27%Tier 1 risk-based capital ratio
  • 38.56%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $22,253Average earning assets
  • $2,558Average equity
  • $20,258Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers and Traders Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents