The First National Bank in Missouri Valley, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1996

  • The First National Bank in Missouri Valley, Iowa (IA)
  • Show street view No street view available for this location

The First National Bank - Overview

  • General
  • FDIC Certificate #: 4480
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Midstates Bank, National Association (#4465)
    Federal Reserve ID: 698340
    Date Established: May 21, 1884
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 13664
    FDIC's unique #: 2960
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1996
    Last Structure Change Process Date: January 10, 1997
    Last Data Update: January 10, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 321 East Erie Street, Missouri Valley, IA 51555
    County: Harrison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $45.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $43,128Cash and due from depository institutions
  • $1,242Interest-bearing balances
  • $0Securities
  • $17,530Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $22,328Loan loss allowance
  • $362Trading account assets
  • $0Bank premises and fixed assets
  • $708Other real estate owned
  • $0Goodwill and other intangibles
  • $749Life insurance assets
  • $71All other assets
  • $0Total liabilities and capital
  • $43,128Total liabilities
  • $39,296Total deposits
  • $38,854Interest-bearing deposits
  • $33,220Deposits held in domestic offices
  • 38854.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $442Total equity capital
  • $442Total bank equity capital
  • $3,832Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $839Undivided profits
  • Memoranda
  • $2,893Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1Income earned, not collected on loans
  • $435Earning assets
  • $40,358Long-term assets (5+ years)
  • $6,692Average Assets, year-to-date
  • $42,138Average Assets, quarterly
  • $42,175Volatile liabilities
  • $1,019Insider loans
  • $83FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,224Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,624Total risk weighted assets
  • $26,048Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,062Total interest expense
  • $1,365Net interest income
  • $1,697Provision for loan and lease losses
  • $0Total noninterest income
  • $357Fiduciary activities
  • $0Service charges on deposit accounts
  • $214Trading account gains & fees
  • $0Additional noninterest income
  • $143Total noninterest expense
  • $1,416Salaries and employee benefits
  • $659Premises and equipment expense
  • $250Additional noninterest expense
  • $507Pre-tax net operating income
  • $638Securities gains (losses)
  • -$23Applicable income taxes
  • $192Income before extraordinary items
  • $423Extraordinary gains - net
  • $0Net income attributable to bank
  • $423Net charge-offs
  • -$3Cash dividends
  • $380Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.77%Cost of funding earning assets
  • 3.46%Net interest margin
  • 4.31%Noninterest income to earning assets
  • 0.91%Noninterest expense to earning assets
  • 3.59%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 1.46%Return on equity (ROE)
  • 11.52%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 68,647Assets per employee
  • 2.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.83%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 36200.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 57.47%Net loans and leases to core deposits
  • 59.01%Equity capital to assets
  • 8.89%Core capital (leverage) ratio
  • 8.64%Tier 1 risk-based capital ratio
  • 13.91%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $42,138Average earning assets
  • $3,671Average equity
  • $39,408Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents