The First National Bank and Trust Company in Parsons, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 26, 2000

  • The First National Bank and Trust Company in Parsons, Kansas (KS)
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The First National Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 4755
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Teambank, National Association (#4754)
    Federal Reserve ID: 464554
    Date Established: January 01, 1871
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 10981
    FDIC's unique #: 3171
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 26, 2000
    Last Structure Change Process Date: July 13, 2000
    Last Data Update: July 13, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1900 Main Street, Parsons, KS 67357
    County: Labette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Parsons, KS (#37660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $59.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $58,233Total assets
  • $2,409Cash and due from depository institutions
  • $406Interest-bearing balances
  • $19,848Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $34,235Net loans & leases
  • $375Loan loss allowance
  • $0Trading account assets
  • $464Bank premises and fixed assets
  • $115Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,162All other assets
  • $58,233Total liabilities and capital
  • $53,509Total liabilities
  • $50,370Total deposits
  • $44,032Interest-bearing deposits
  • $50,370Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,690Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $449All other liabilities
  • $4,724Total equity capital
  • $4,724Total bank equity capital
  • $4,724Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $450Undivided profits
  • Memoranda
  • $3,824Noncurrent loans and leases
  • $3,590Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $713Earning assets
  • $121Long-term assets (5+ years)
  • $603Average Assets, year-to-date
  • $54,489Average Assets, quarterly
  • $16,406Volatile liabilities
  • $60,373Insider loans
  • $58,912FHLB advances
  • $13,268Loans and leases held for sale
  • $1,301Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $52Total risk weighted assets
  • $3,590Total unused commitments
  • $0Restructured Loans and leases
  • $375Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $4,515Total interest income
  • $2,097Total interest expense
  • $2,418Net interest income
  • $80Provision for loan and lease losses
  • $611Total noninterest income
  • $0Fiduciary activities
  • $397Service charges on deposit accounts
  • $0Trading account gains & fees
  • $214Additional noninterest income
  • $2,000Total noninterest expense
  • $913Salaries and employee benefits
  • $207Premises and equipment expense
  • $880Additional noninterest expense
  • $949Pre-tax net operating income
  • $2Securities gains (losses)
  • $323Applicable income taxes
  • $628Income before extraordinary items
  • $0Extraordinary gains - net
  • $628Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $124Sale, conversion, retirement of capital stock, net
  • $436Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.83%Yield on earning assets
  • 3.64%Cost of funding earning assets
  • 4.20%Net interest margin
  • 1.06%Noninterest income to earning assets
  • 3.47%Noninterest expense to earning assets
  • 1.04%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 12.86%Return on equity (ROE)
  • 3.93%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 64.52%Credit loss provision to net charge-offs
  • 8.30%Efficiency ratio
  • 66,028Assets per employee
  • 2.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.43%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 52.59%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 2.06%Net loans and leases to deposits
  • 67.97%Net loans and leases to core deposits
  • 86.03%Equity capital to assets
  • 8.11%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 14.17%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $60,373Average earning assets
  • $4,883Average equity
  • $57,628Average loans

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