The First National Bank and Trust Company of Okmulgee in city_name, state_name

The First National Bank and Trust Company of Okmulgee in Okmulgee, Oklahoma (OK)
Show street view No street view available for this location

The First National Bank and Trust Company of Okmulgee routing number info

The First National Bank and Trust Company of Okmulgee - Overview

General
FDIC Certificate #: 4170
Status: Active
Federal Reserve ID: 634955
Bank Holding Company (Regulatory Top Holder): First Okmulgee Corporation (RSSDID: 1056330, Location: Okmulgee, OK)
Date Established: April 02, 1917
WWW: http://www.firstokmulgee.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 11650
FDIC's unique #: 2728
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 11, 2006
Last Structure Change Process Date: October 02, 2006
Last Data Update: October 02, 2006
Data Source Date: April 05, 2012
Location
Address: 610 East Eighth Street, Okmulgee, OK 74447
County: Okmulgee
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $223.0 mil
Equity capital: $26.2 mil
Deposits held in domestic offices: $183.2 mil
Return on assets (ROA): 1.61% ($3.6 mil)
Quarterly return on assets: 1.29% ($2.9 mil)
Return on Equity (ROE): 13.70% ($3.6 mil)
Quarterly return on equity: 10.96% ($2.8 mil)
Net income: $3.5 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.61% ($3,591.1 mil)
Quarterly Pretax return on assets: 1.28% ($2,855.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
67Total employees (full-time equivalent)
$223,047Total assets
$9,040Cash and due from depository institutions
$2,355Interest-bearing balances
$77,915Securities
$3,183Federal funds sold & reverse repurchase agreements
$120,716Net loans & leases
$2,642Loan loss allowance
$0Trading account assets
$1,591Bank premises and fixed assets
$750Other real estate owned
$1,441Goodwill and other intangibles
$223,047Life insurance assets
$8,411All other assets
$196,835Total liabilities and capital
$183,173Total liabilities
$152,002Total deposits
$183,173Interest-bearing deposits
$79Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$12,760Trading liabilities
$0Other borrowed funds
$902Subordinated debt
$26,212All other liabilities
$26,212Total equity capital
$26,212Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$9,085Surplus
$16,127Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,091Income earned, not collected on loans
$47Earning assets
$1,056Long-term assets (5+ years)
$204,169Average Assets, year-to-date
$51,209Average Assets, quarterly
$220,592Volatile liabilities
$226,846Insider loans
$147,491FHLB advances
$228,472Loans and leases held for sale
$5,162Unused loan commitments
$2,586Tier 1 (core) risk-based capital
$22,594Tier 2 risk-based capital
$0Total risk weighted assets
$2,576Total unused commitments
$14,388Restructured Loans and leases
$5,873Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,787Total interest income
$1,256Total interest expense
$8,531Net interest income
$1,050Provision for loan and lease losses
$2,647Total noninterest income
$219Fiduciary activities
$1,005Service charges on deposit accounts
$0Trading account gains & fees
$1,423Additional noninterest income
$6,675Total noninterest expense
$3,736Salaries and employee benefits
$511Premises and equipment expense
$2,428Additional noninterest expense
$3,453Pre-tax net operating income
$89Securities gains (losses)
$0Applicable income taxes
$3,542Income before extraordinary items
$0Extraordinary gains - net
$3,542Net income attributable to bank
$0Net charge-offs
$3,542Cash dividends
$1,057Sale, conversion, retirement of capital stock, net
$3,226Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.81%Yield on earning assets
0.62%Cost of funding earning assets
4.20%Net interest margin
1.30%Noninterest income to earning assets
3.28%Noninterest expense to earning assets
1.57%Net operating income to assets
1.61%Return on assets (ROA)
1.61%Pretax return on assets
13.70%Return on equity (ROE)
1.22%Retained earnings to average equity (YTD only)
0.86%Net charge-offs to loans
99.34%Credit loss provision to net charge-offs
4.26%Efficiency ratio
59,716Assets per employee
3.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
91.08%Loss allowance to loans
2.14%Loss allowance to noncurrent loans
51.90%Noncurrent assets plus other real estate owned to assets
2.62%Noncurrent loans to loans
4.13%Net loans and leases to deposits
65.90%Net loans and leases to core deposits
77.35%Equity capital to assets
11.75%Core capital (leverage) ratio
9.89%Tier 1 risk-based capital ratio
15.32%Total risk-based capital ratio
Memoranda
$17Average assets
$220,592Average earning assets
$25,858Average equity
$203,282Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$24,501Managed Assets
1Number of Accounts
$24,035Personal trust and agency accounts
$23,715Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$320Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
24Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$466Other retirement accounts
$466Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2728	The First National Bank And Trust Co	610 East Eighth Street, Okmulgee, OK 74447	April 02, 1917	Full Service Brick and Mortar
3	202352	Wal-Mart Branch	1800 South Wood Drive, Okmulgee, OK 74447	August 16, 1996	Full Service Retail
4	13149	First National Bank, Henryetta Branch	4th And Trudgeon Streets, Henryetta, OK 74437	January 02, 1965	Full Service Brick and Mortar

The First National Bank and Trust Company of Okmulgee in Okmulgee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank and Trust Company of Okmulgee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank and Trust Company of Okmulgee in Okmulgee, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank and Trust Company of Okmulgee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank and Trust Company of Okmulgee in Okmulgee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches