The First National Bank in Alma in Alma, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2000

The First National Bank in Alma in Alma, Kansas (KS)
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The First National Bank in Alma - Overview

General
FDIC Certificate #: 4612
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: LINN COUNTY BANK (#17618)
Federal Reserve ID: 421557
Date Established: March 07, 1932
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
OTS Docket #: 14028
FDIC's unique #: 3057
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 06, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 304 Missouri, Alma, KS 66401
County: Wabaunsee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Topeka, KS (#45820)
CBSA Metro Statistical Area: Topeka, KS (#45820)
Financial Summary
Total assets: $32.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
11Total employees (full-time equivalent)
$32,149Total assets
$1,269Cash and due from depository institutions
$58Interest-bearing balances
$10,728Securities
$3,480Federal funds sold & reverse repurchase agreements
$14,206Net loans & leases
$23Loan loss allowance
$0Trading account assets
$397Bank premises and fixed assets
$41Other real estate owned
$1,238Goodwill and other intangibles
$0Life insurance assets
$790All other assets
$32,149Total liabilities and capital
$28,237Total liabilities
$23,692Total deposits
$21,658Interest-bearing deposits
$23,692Deposits held in domestic offices
0.00%% insured (estimated)
$213Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,216Other borrowed funds
$0Subordinated debt
$116All other liabilities
$3,912Total equity capital
$3,912Total bank equity capital
$3,912Perpetual preferred stock
$0Common stock
$350Surplus
$3,473Undivided profits
Memoranda
$89Noncurrent loans and leases
$816Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$330Earning assets
$0Long-term assets (5+ years)
$225Average Assets, year-to-date
$28,472Average Assets, quarterly
$6,670Volatile liabilities
$32,757Insider loans
$31,562FHLB advances
$3,667Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$816Total unused commitments
$0Restructured Loans and leases
$23Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$2,262Total interest income
$1,259Total interest expense
$1,003Net interest income
$118Provision for loan and lease losses
$89Total noninterest income
$0Fiduciary activities
$68Service charges on deposit accounts
$0Trading account gains & fees
$21Additional noninterest income
$745Total noninterest expense
$340Salaries and employee benefits
$137Premises and equipment expense
$268Additional noninterest expense
$229Pre-tax net operating income
-$14Securities gains (losses)
$67Applicable income taxes
$148Income before extraordinary items
$0Extraordinary gains - net
$148Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$612Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.66%Yield on earning assets
4.27%Cost of funding earning assets
3.40%Net interest margin
0.30%Noninterest income to earning assets
2.52%Noninterest expense to earning assets
0.48%Net operating income to assets
0.45%Return on assets (ROA)
0.66%Pretax return on assets
3.67%Return on equity (ROE)
3.67%Retained earnings to average equity (YTD only)
3.35%Net charge-offs to loans
19.28%Credit loss provision to net charge-offs
0.57%Efficiency ratio
61,722Assets per employee
2.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.16%Loss allowance to noncurrent loans
6.97%Noncurrent assets plus other real estate owned to assets
1.15%Noncurrent loans to loans
2.32%Net loans and leases to deposits
59.96%Net loans and leases to core deposits
70.19%Equity capital to assets
12.17%Core capital (leverage) ratio
9.97%Tier 1 risk-based capital ratio
17.87%Total risk-based capital ratio
Memoranda
$18Average assets
$32,757Average earning assets
$4,031Average equity
$29,519Average loans

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