The First National Bank of Bastrop in city_name, state_name

The First National Bank of Bastrop in Bastrop, Texas (TX)
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The First National Bank of Bastrop routing number info

The First National Bank of Bastrop - Overview

General
FDIC Certificate #: 3091
Status: Active
Federal Reserve ID: 18050
Bank Holding Company (Regulatory Top Holder): Bastrop Bancshares, Inc. (RSSDID: 2410304, Location: Bastrop, TX)
Date Established: August 15, 1889
WWW: http://www.fnbbastrop.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 13670
FDIC's unique #: 1970
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 489 Highway 71 West, Bastrop, TX 78602
County: Bastrop
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $411.9 mil
Equity capital: $42.1 mil
Deposits held in domestic offices: $365.0 mil
Return on assets (ROA): 1.60% ($6.6 mil)
Quarterly return on assets: 1.50% ($6.2 mil)
Return on Equity (ROE): 14.25% ($6.0 mil)
Quarterly return on equity: 14.10% ($5.9 mil)
Net income: $5.8 mil
Quarterly Net income: $1.5 mil
Pretax return on assets: 1.60% ($6,590.9 mil)
Quarterly Pretax return on assets: 1.50% ($6,179.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
111Total employees (full-time equivalent)
$411,931Total assets
$21,329Cash and due from depository institutions
$5,363Interest-bearing balances
$178,599Securities
$0Federal funds sold & reverse repurchase agreements
$193,785Net loans & leases
$2,889Loan loss allowance
$0Trading account assets
$12,194Bank premises and fixed assets
$2,119Other real estate owned
$544Goodwill and other intangibles
$411,931Life insurance assets
$3,361All other assets
$369,859Total liabilities and capital
$364,989Total liabilities
$239,550Total deposits
$364,989Interest-bearing deposits
$93Deposits held in domestic offices
990.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$493Trading liabilities
$0Other borrowed funds
$3,387Subordinated debt
$42,072All other liabilities
$42,072Total equity capital
$42,072Total bank equity capital
$0Perpetual preferred stock
$1,214Common stock
$7,671Surplus
$33,187Undivided profits
Memoranda
$0Noncurrent loans and leases
$62Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,747Income earned, not collected on loans
$0Earning assets
$1,718Long-term assets (5+ years)
$377,747Average Assets, year-to-date
$285,912Average Assets, quarterly
$363,081Volatile liabilities
$399,528Insider loans
$212,838FHLB advances
$404,682Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$38,602Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$16,366Restructured Loans and leases
$4,397Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,841Total interest income
$1,620Total interest expense
$13,221Net interest income
$840Provision for loan and lease losses
$3,893Total noninterest income
$0Fiduciary activities
$1,649Service charges on deposit accounts
$0Trading account gains & fees
$2,244Additional noninterest income
$10,536Total noninterest expense
$5,430Salaries and employee benefits
$1,648Premises and equipment expense
$3,458Additional noninterest expense
$5,738Pre-tax net operating income
$78Securities gains (losses)
$0Applicable income taxes
$5,816Income before extraordinary items
$0Extraordinary gains - net
$5,816Net income attributable to bank
$0Net charge-offs
$5,816Cash dividends
$564Sale, conversion, retirement of capital stock, net
$3,544Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.43%Yield on earning assets
0.48%Cost of funding earning assets
3.95%Net interest margin
1.16%Noninterest income to earning assets
3.15%Noninterest expense to earning assets
1.58%Net operating income to assets
1.60%Return on assets (ROA)
1.60%Pretax return on assets
14.25%Return on equity (ROE)
5.57%Retained earnings to average equity (YTD only)
0.29%Net charge-offs to loans
148.94%Credit loss provision to net charge-offs
11.66%Efficiency ratio
60,997Assets per employee
3.71%Cash dividends to net income (YTD only)
Condition Ratios (%)
60.94%Loss allowance to loans
1.47%Loss allowance to noncurrent loans
60.86%Noncurrent assets plus other real estate owned to assets
1.67%Noncurrent loans to loans
2.41%Net loans and leases to deposits
53.09%Net loans and leases to core deposits
55.38%Equity capital to assets
10.21%Core capital (leverage) ratio
9.54%Tier 1 risk-based capital ratio
18.14%Total risk-based capital ratio
Memoranda
$19Average assets
$363,081Average earning assets
$40,802Average equity
$334,996Average loans

List of branches

6 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1970	The First National Bank Of Bastrop	489 Highway 71 West, Bastrop, TX 78602	August 15, 1889	Full Service Brick and Mortar
1	196070	Highway 71 Branch	Highway 71 And Hasler Boulevard, Bastrop, TX 78602	July 26, 1993	Full Service Brick and Mortar
2	196071	Elgin Branch	1312 Hwy 290, Elgin, TX 78621	October 01, 1997	Full Service Brick and Mortar
3	41913	Smithville Branch	312 Main Street, Smithville, TX 78957	August 01, 1934	Full Service Brick and Mortar
4	440192	Cedar Creek Branch	118 West Highway 21, Bastrop, TX 78602	April 04, 2005	Full Service Brick and Mortar
5	453112	Downtown Branch	1021 Main Street, Bastrop, TX 78602	Febuary 21, 2006	Full Service Brick and Mortar

The First National Bank of Bastrop in Bastrop, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Bastrop - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Bastrop in Bastrop, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Bastrop - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Bastrop in Bastrop, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches