The First National Bank of Bridgeport in Bridgeport, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 2000

  • The First National Bank of Bridgeport in Bridgeport, Illinois (IL)
  • Show street view No street view available for this location

The First National Bank of Bridgeport - Overview

  • General
  • FDIC Certificate #: 3767
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 607342
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 12897
    FDIC's unique #: 2431
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 14, 2000
    Last Structure Change Process Date: September 08, 2000
    Last Data Update: September 08, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Main Street, Bridgeport, IL 62417
    County: Lawrence
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $38.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $39,317Total assets
  • $2,178Cash and due from depository institutions
  • $39Interest-bearing balances
  • $6,719Securities
  • $5,510Federal funds sold & reverse repurchase agreements
  • $16,148Net loans & leases
  • $253Loan loss allowance
  • $0Trading account assets
  • $206Bank premises and fixed assets
  • $213Other real estate owned
  • $7,923Goodwill and other intangibles
  • $0Life insurance assets
  • $420All other assets
  • $39,317Total liabilities and capital
  • $28,031Total liabilities
  • $27,450Total deposits
  • $22,814Interest-bearing deposits
  • $27,450Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $230Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $351All other liabilities
  • $11,286Total equity capital
  • $11,286Total bank equity capital
  • $11,286Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $10,000Undivided profits
  • Memoranda
  • $1,036Noncurrent loans and leases
  • $2,584Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $129Earning assets
  • $0Long-term assets (5+ years)
  • $151Average Assets, year-to-date
  • $28,416Average Assets, quarterly
  • $6,306Volatile liabilities
  • $40,042Insider loans
  • $38,625FHLB advances
  • $4,057Loans and leases held for sale
  • $413Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,584Total unused commitments
  • $0Restructured Loans and leases
  • $248Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,222Total interest income
  • $991Total interest expense
  • $1,231Net interest income
  • $0Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $46Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20Additional noninterest income
  • $1,191Total noninterest expense
  • $207Salaries and employee benefits
  • $53Premises and equipment expense
  • $931Additional noninterest expense
  • $106Pre-tax net operating income
  • $0Securities gains (losses)
  • $163Applicable income taxes
  • -$57Income before extraordinary items
  • $0Extraordinary gains - net
  • -$57Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$16Sale, conversion, retirement of capital stock, net
  • $950Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.43%Yield on earning assets
  • 3.31%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.98%Noninterest expense to earning assets
  • -0.14%Net operating income to assets
  • -0.14%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • -0.48%Return on equity (ROE)
  • -8.53%Retained earnings to average equity (YTD only)
  • -0.09%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 43,254Assets per employee
  • 6.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1666.67%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 196.12%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 58.83%Net loans and leases to core deposits
  • 68.36%Equity capital to assets
  • 28.71%Core capital (leverage) ratio
  • 11.11%Tier 1 risk-based capital ratio
  • 17.15%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $40,042Average earning assets
  • $11,806Average equity
  • $29,925Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Bridgeport.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents