The First National Bank of Coulterville - Overview
General
FDIC Certificate #: 3785 Status: Inactive Closing history: Corrections Acquiring institution:First State Bank of Campbell Hill (#10799) Federal Reserve ID: 155049 Date Established: January 01, 1914 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 2448 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: September 30, 2003 Last Structure Change Process Date: October 03, 2003 Last Data Update: October 03, 2003 Data Source Date: April 05, 2012
Location
Address: 115 North 4th Street, Coulterville, IL 62237 County: Randolph Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $16.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
6Total employees (full-time equivalent)
$15,417Total assets
$848Cash and due from depository institutions
$0Interest-bearing balances
$8,649Securities
$400Federal funds sold & reverse repurchase agreements
$5,277Net loans & leases
$115Loan loss allowance
$0Trading account assets
$119Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$124All other assets
$15,417Total liabilities and capital
$13,699Total liabilities
$13,565Total deposits
$11,773Interest-bearing deposits
$13,565Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$134All other liabilities
$1,718Total equity capital
$1,718Total bank equity capital
$1,718Perpetual preferred stock
$0Common stock
$100Surplus
$100Undivided profits
Memoranda
$1,518Noncurrent loans and leases
$461Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4Earning assets
$0Long-term assets (5+ years)
$112Average Assets, year-to-date
$14,326Average Assets, quarterly
$2,382Volatile liabilities
$14,854Insider loans
$15,429FHLB advances
$310Loans and leases held for sale
$365Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$461Total unused commitments
$0Restructured Loans and leases
$76Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$814Total interest income
$261Total interest expense
$553Net interest income
$0Provision for loan and lease losses
$70Total noninterest income
$0Fiduciary activities
$53Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$426Total noninterest expense
$209Salaries and employee benefits
$49Premises and equipment expense
$168Additional noninterest expense
$197Pre-tax net operating income
$0Securities gains (losses)
$27Applicable income taxes
$170Income before extraordinary items
$0Extraordinary gains - net
$170Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$66Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.97%Yield on earning assets
1.91%Cost of funding earning assets
4.05%Net interest margin
0.51%Noninterest income to earning assets
3.12%Noninterest expense to earning assets
1.14%Net operating income to assets
1.14%Return on assets (ROA)
1.33%Pretax return on assets
10.29%Return on equity (ROE)
6.30%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
68,379Assets per employee
2.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.82%Loss allowance to loans
2.13%Loss allowance to noncurrent loans
2875.00%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.07%Net loans and leases to deposits
38.90%Net loans and leases to core deposits
39.81%Equity capital to assets
11.14%Core capital (leverage) ratio
10.16%Tier 1 risk-based capital ratio
26.39%Total risk-based capital ratio
Memoranda
$28Average assets
$14,854Average earning assets
$1,652Average equity
$13,645Average loans
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