The First National Bank of Harrisburg in Harrisburg, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 1999

  • The First National Bank of Harrisburg in Harrisburg, Illinois (IL)
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The First National Bank of Harrisburg - Overview

  • General
  • FDIC Certificate #: 3800
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old National Bank (#4393)
    Federal Reserve ID: 783442
    Date Established: January 01, 1889
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 14767
    FDIC's unique #: 2462
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 04, 1999
    Last Structure Change Process Date: December 02, 1999
    Last Data Update: December 02, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Two East Locust Street, Harrisburg, IL 62946
    County: Saline
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Harrisburg, IL (#25380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $204.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $215,800Total assets
  • $4,710Cash and due from depository institutions
  • $8Interest-bearing balances
  • $108,882Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $95,053Net loans & leases
  • $2,350Loan loss allowance
  • $0Trading account assets
  • $4,985Bank premises and fixed assets
  • $67Other real estate owned
  • $49Goodwill and other intangibles
  • $0Life insurance assets
  • $2,054All other assets
  • $215,800Total liabilities and capital
  • $196,734Total liabilities
  • $147,009Total deposits
  • $138,614Interest-bearing deposits
  • $147,009Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $29,227Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $19,000Other borrowed funds
  • $0Subordinated debt
  • $1,498All other liabilities
  • $19,066Total equity capital
  • $19,066Total bank equity capital
  • $19,066Perpetual preferred stock
  • $0Common stock
  • $1,646Surplus
  • $5,284Undivided profits
  • Memoranda
  • $12,136Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,109Earning assets
  • $0Long-term assets (5+ years)
  • $751Average Assets, year-to-date
  • $203,943Average Assets, quarterly
  • $102,349Volatile liabilities
  • $212,796Insider loans
  • $214,926FHLB advances
  • $45,391Loans and leases held for sale
  • $3,301Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $15,011Total unused commitments
  • $0Restructured Loans and leases
  • $113,270Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $14,961Total interest income
  • $8,523Total interest expense
  • $6,438Net interest income
  • $1,300Provision for loan and lease losses
  • $848Total noninterest income
  • $0Fiduciary activities
  • $551Service charges on deposit accounts
  • $0Trading account gains & fees
  • $297Additional noninterest income
  • $3,596Total noninterest expense
  • $1,686Salaries and employee benefits
  • $406Premises and equipment expense
  • $1,504Additional noninterest expense
  • $2,390Pre-tax net operating income
  • $15Securities gains (losses)
  • $390Applicable income taxes
  • $2,015Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,015Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $569Sale, conversion, retirement of capital stock, net
  • $3,881Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.48%Yield on earning assets
  • 4.26%Cost of funding earning assets
  • 3.22%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 1.80%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.13%Pretax return on assets
  • 10.42%Return on equity (ROE)
  • -9.65%Retained earnings to average equity (YTD only)
  • 0.57%Net charge-offs to loans
  • 228.47%Credit loss provision to net charge-offs
  • 6.49%Efficiency ratio
  • 48,861Assets per employee
  • 4.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 192.61%Loss allowance to loans
  • 2.41%Loss allowance to noncurrent loans
  • 111.43%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 2.17%Net loans and leases to deposits
  • 64.66%Net loans and leases to core deposits
  • 72.65%Equity capital to assets
  • 8.84%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 15.70%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $212,796Average earning assets
  • $19,340Average equity
  • $199,997Average loans

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