The First National Bank of Hebbronville - Overview
General
FDIC Certificate #: 3248 Status: Active Federal Reserve ID: 173959 Bank Holding Company (Regulatory Top Holder): Hebbronville Regional Bancshares, Inc. (RSSDID: 3828241, Location: Hebbronville, TX) Date Established: January 01, 1913 WWW:http://www.fnbhebb.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2096 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 305 North Smith Street, Hebbronville, TX 78361 County: Jim Hogg Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $137.9 mil Equity capital: $18.1 mil Deposits held in domestic offices: $118.7 mil Return on assets (ROA): 1.48% ($2.0 mil) Quarterly return on assets: 1.50% ($2.1 mil) Return on Equity (ROE): 11.42% ($2.1 mil) Quarterly return on equity: 11.26% ($2.0 mil) Net income: $1.9 mil Quarterly Net income: $0.5 mil Pretax return on assets: 1.48% ($2,040.3 mil) Quarterly Pretax return on assets: 1.50% ($2,067.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
20Total employees (full-time equivalent)
$137,855Total assets
$2,125Cash and due from depository institutions
$496Interest-bearing balances
$107,508Securities
$690Federal funds sold & reverse repurchase agreements
$20,675Net loans & leases
$220Loan loss allowance
$0Trading account assets
$636Bank premises and fixed assets
$1,016Other real estate owned
$0Goodwill and other intangibles
$137,855Life insurance assets
$5,205All other assets
$119,719Total liabilities and capital
$118,697Total liabilities
$103,299Total deposits
$118,697Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$577Trading liabilities
$0Other borrowed funds
$445Subordinated debt
$18,136All other liabilities
$18,136Total equity capital
$18,136Total bank equity capital
$0Perpetual preferred stock
$276Common stock
$276Surplus
$17,584Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,096Income earned, not collected on loans
$0Earning assets
$802Long-term assets (5+ years)
$129,369Average Assets, year-to-date
$75,774Average Assets, quarterly
$129,927Volatile liabilities
$135,832Insider loans
$43,398FHLB advances
$135,662Loans and leases held for sale
$3,646Unused loan commitments
$2,674Tier 1 (core) risk-based capital
$14,719Tier 2 risk-based capital
$972Total risk weighted assets
$0Total unused commitments
$736Restructured Loans and leases
$79Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,526Total interest income
$1,192Total interest expense
$3,334Net interest income
$100Provision for loan and lease losses
$926Total noninterest income
$0Fiduciary activities
$619Service charges on deposit accounts
$0Trading account gains & fees
$307Additional noninterest income
$2,235Total noninterest expense
$934Salaries and employee benefits
$273Premises and equipment expense
$1,028Additional noninterest expense
$1,925Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,925Income before extraordinary items
$0Extraordinary gains - net
$1,925Net income attributable to bank
$0Net charge-offs
$1,925Cash dividends
$231Sale, conversion, retirement of capital stock, net
$1,437Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.73%Yield on earning assets
0.98%Cost of funding earning assets
2.75%Net interest margin
0.76%Noninterest income to earning assets
1.84%Noninterest expense to earning assets
1.48%Net operating income to assets
1.48%Return on assets (ROA)
1.48%Pretax return on assets
11.42%Return on equity (ROE)
2.89%Retained earnings to average equity (YTD only)
1.13%Net charge-offs to loans
43.29%Credit loss provision to net charge-offs
8.77%Efficiency ratio
52,465Assets per employee
6.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.65%Loss allowance to loans
1.05%Loss allowance to noncurrent loans
20.07%Noncurrent assets plus other real estate owned to assets
1.53%Noncurrent loans to loans
5.25%Net loans and leases to deposits
17.42%Net loans and leases to core deposits
19.34%Equity capital to assets
13.16%Core capital (leverage) ratio
10.85%Tier 1 risk-based capital ratio
33.92%Total risk-based capital ratio
Memoranda
$34Average assets
$129,927Average earning assets
$16,862Average equity
$121,383Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2096
The First National Bank Of Hebbronvi
305 North Smith Street, Hebbronville, TX 78361
January 01, 1913
Full Service Brick and Mortar
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