The First National Bank of Hudson in Woodbury, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 29, 2007

  • The First National Bank of Hudson in Woodbury, Minnesota (MN)
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The First National Bank of Hudson - Overview

  • General
  • FDIC Certificate #: 5348
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 395555
    Date Established: October 02, 1863
    WWW: http://www.ibankfnb.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    OTS Docket #: 12137
    FDIC's unique #: 3609
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 29, 2007
    Last Structure Change Process Date: June 29, 2007
    Last Data Update: June 29, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1835 Radio Drive, Woodbury, MN 55125
    County: Washington
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $381.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 118Total employees (full-time equivalent)
  • $385,382Total assets
  • $9,541Cash and due from depository institutions
  • $97Interest-bearing balances
  • $41,115Securities
  • $761Federal funds sold & reverse repurchase agreements
  • $317,414Net loans & leases
  • $3,277Loan loss allowance
  • $0Trading account assets
  • $6,117Bank premises and fixed assets
  • $0Other real estate owned
  • $1,623Goodwill and other intangibles
  • $4,581Life insurance assets
  • $8,811All other assets
  • $385,382Total liabilities and capital
  • $349,407Total liabilities
  • $323,353Total deposits
  • $303,698Interest-bearing deposits
  • $323,353Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $23,675Other borrowed funds
  • $0Subordinated debt
  • $2,379All other liabilities
  • $35,975Total equity capital
  • $35,975Total bank equity capital
  • $35,975Perpetual preferred stock
  • $0Common stock
  • $700Surplus
  • $6,324Undivided profits
  • Memoranda
  • $28,951Noncurrent loans and leases
  • $76,224Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,174Earning assets
  • $0Long-term assets (5+ years)
  • $2,016Average Assets, year-to-date
  • $359,387Average Assets, quarterly
  • $49,655Volatile liabilities
  • $385,954Insider loans
  • $388,301FHLB advances
  • $46,323Loans and leases held for sale
  • $0Unused loan commitments
  • $23,675Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $417Total risk weighted assets
  • $76,224Total unused commitments
  • $0Restructured Loans and leases
  • $3,277Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $23,981Total interest income
  • $9,137Total interest expense
  • $14,844Net interest income
  • $0Provision for loan and lease losses
  • $4,791Total noninterest income
  • $0Fiduciary activities
  • $2,107Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,684Additional noninterest income
  • $11,920Total noninterest expense
  • $7,222Salaries and employee benefits
  • $1,613Premises and equipment expense
  • $3,085Additional noninterest expense
  • $7,715Pre-tax net operating income
  • $0Securities gains (losses)
  • $32Applicable income taxes
  • $7,683Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,683Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $322Sale, conversion, retirement of capital stock, net
  • $6,500Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.68%Yield on earning assets
  • 2.54%Cost of funding earning assets
  • 4.13%Net interest margin
  • 1.33%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.99%Net operating income to assets
  • 1.99%Return on assets (ROA)
  • 2.00%Pretax return on assets
  • 22.08%Return on equity (ROE)
  • 3.40%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 23.96%Efficiency ratio
  • 60,708Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.60%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 279.13%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 98.16%Net loans and leases to core deposits
  • 108.81%Equity capital to assets
  • 9.33%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 11.33%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $385,954Average earning assets
  • $34,791Average equity
  • $359,113Average loans

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