FDIC Certificate #: 3030 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Colony Bank (#22864) Federal Reserve ID: 567352 Date Established: December 07, 1904 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 1927 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 10, 1999 Last Structure Change Process Date: December 03, 1999 Last Data Update: December 03, 1999 Data Source Date: April 05, 2012
Location
Address: 100 Johnstown Center Drive, Johnstown, CO 80534 County: Weld Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Greeley, CO (#3060) Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34) Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216) Core Based Statistical Area (CBSA): Greeley, CO (#24540) CBSA Metro Statistical Area: Greeley, CO (#24540)
Financial Summary
Total assets: $33.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
15Total employees (full-time equivalent)
$30,105Total assets
$1,344Cash and due from depository institutions
$0Interest-bearing balances
$5,040Securities
$4,100Federal funds sold & reverse repurchase agreements
$17,717Net loans & leases
$193Loan loss allowance
$0Trading account assets
$1,524Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$380All other assets
$30,105Total liabilities and capital
$26,877Total liabilities
$26,581Total deposits
$22,923Interest-bearing deposits
$26,581Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$296All other liabilities
$3,228Total equity capital
$3,228Total bank equity capital
$3,228Perpetual preferred stock
$0Common stock
$550Surplus
$850Undivided profits
Memoranda
$1,828Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$227Earning assets
$0Long-term assets (5+ years)
$228Average Assets, year-to-date
$26,857Average Assets, quarterly
$5,351Volatile liabilities
$29,189Insider loans
$30,025FHLB advances
$3,271Loans and leases held for sale
$64Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,507Total unused commitments
$0Restructured Loans and leases
$19,654Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$2,231Total interest income
$916Total interest expense
$1,315Net interest income
$57Provision for loan and lease losses
$254Total noninterest income
$0Fiduciary activities
$154Service charges on deposit accounts
$0Trading account gains & fees
$100Additional noninterest income
$1,294Total noninterest expense
$573Salaries and employee benefits
$205Premises and equipment expense
$516Additional noninterest expense
$218Pre-tax net operating income
$105Securities gains (losses)
$91Applicable income taxes
$232Income before extraordinary items
$0Extraordinary gains - net
$232Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$4Sale, conversion, retirement of capital stock, net
$47Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.58%Yield on earning assets
3.52%Cost of funding earning assets
5.05%Net interest margin
0.98%Noninterest income to earning assets
4.97%Noninterest expense to earning assets
0.54%Net operating income to assets
0.79%Return on assets (ROA)
1.11%Pretax return on assets
7.45%Return on equity (ROE)
5.94%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1425.00%Credit loss provision to net charge-offs
68.75%Efficiency ratio
82,473Assets per employee
2.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
20.26%Loss allowance to loans
1.08%Loss allowance to noncurrent loans
85.02%Noncurrent assets plus other real estate owned to assets
0.75%Noncurrent loans to loans
1.27%Net loans and leases to deposits
66.65%Net loans and leases to core deposits
76.01%Equity capital to assets
10.72%Core capital (leverage) ratio
10.30%Tier 1 risk-based capital ratio
15.94%Total risk-based capital ratio
Memoranda
$17Average assets
$29,189Average earning assets
$3,114Average equity
$26,015Average loans
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