The First National Bank of Leedey in Leedey, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 05, 1997

The First National Bank of Leedey in Leedey, Oklahoma (OK)
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The First National Bank of Leedey - Overview

General
FDIC Certificate #: 4133
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Bank of the West (#25703)
Federal Reserve ID: 356958
Date Established: Febuary 08, 1905
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 2697
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 05, 1997
Last Structure Change Process Date: June 30, 1997
Last Data Update: June 30, 1997
Data Source Date: April 05, 2012
Location
Address: 401 South Main Street, Leedey, OK 73654
County: Dewey
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $22.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$6Total assets
$21,850Cash and due from depository institutions
$355Interest-bearing balances
$0Securities
$13,482Federal funds sold & reverse repurchase agreements
$1,305Net loans & leases
$5,743Loan loss allowance
$63Trading account assets
$0Bank premises and fixed assets
$163Other real estate owned
$0Goodwill and other intangibles
$802Life insurance assets
$0All other assets
$0Total liabilities and capital
$21,850Total liabilities
$20,115Total deposits
$19,967Interest-bearing deposits
$18,141Deposits held in domestic offices
19967.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$148Total equity capital
$148Total bank equity capital
$1,735Perpetual preferred stock
$0Common stock
$70Surplus
$1,565Undivided profits
Memoranda
$100Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3Income earned, not collected on loans
$289Earning assets
$20,530Long-term assets (5+ years)
$5,591Average Assets, year-to-date
$22,743Average Assets, quarterly
$21,908Volatile liabilities
$3,889Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,965Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,745Total risk weighted assets
$8,777Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$1,594Total interest expense
$924Net interest income
$670Provision for loan and lease losses
$17Total noninterest income
$88Fiduciary activities
$0Service charges on deposit accounts
$58Trading account gains & fees
$0Additional noninterest income
$30Total noninterest expense
$364Salaries and employee benefits
$200Premises and equipment expense
$49Additional noninterest expense
$115Pre-tax net operating income
$377Securities gains (losses)
$0Applicable income taxes
$129Income before extraordinary items
$248Extraordinary gains - net
$0Net income attributable to bank
$248Net charge-offs
$34Cash dividends
$276Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.45%Cost of funding earning assets
4.32%Net interest margin
3.13%Noninterest income to earning assets
0.41%Noninterest expense to earning assets
1.70%Net operating income to assets
1.09%Return on assets (ROA)
1.09%Pretax return on assets
1.66%Return on equity (ROE)
14.28%Retained earnings to average equity (YTD only)
-1.61%Net charge-offs to loans
0.57%Credit loss provision to net charge-offs
50.00%Efficiency ratio
48,021Assets per employee
3.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
111.29%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
2100.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.05%Net loans and leases to deposits
28.76%Net loans and leases to core deposits
35.72%Equity capital to assets
7.94%Core capital (leverage) ratio
7.93%Tier 1 risk-based capital ratio
19.88%Total risk-based capital ratio
Memoranda
$21Average assets
$22,743Average earning assets
$1,736Average equity
$21,407Average loans

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