The First National Bank of Ordway in Ordway, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 20, 2012

The First National Bank of Ordway - Overview

  • General
  • FDIC Certificate #: 3045
    Status: Inactive
    Federal Reserve ID: 340555
    Bank Holding Company (Regulatory Top Holder): Lindoe, Inc. (RSSDID: 1052387, Location: Ordway, CO)
    Date Established: January 01, 1907
    WWW: http://www.fnbordway.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 8996
    FDIC's unique #: 1939
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 20, 2012
    Last Structure Change Process Date: January 26, 2012
    Last Data Update: January 26, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 300-301 Main Street, Ordway, CO 81063
    County: Crowley
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Other Liquidations and Closings
  • Financial Summary
  • Total assets: $43.5 mil
    Equity capital: $4.7 mil
    Deposits held in domestic offices: $37.1 mil
    Return on assets (ROA): 0.09% ($0.0 mil)
    Quarterly return on assets: 0.11% ($0.0 mil)
    Return on Equity (ROE): 0.85% ($0.0 mil)
    Quarterly return on equity: 1.01% ($0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.01% (-$4.3 mil)
    Quarterly Pretax return on assets: 0.04% ($17.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $43,453Total assets
  • $5,455Cash and due from depository institutions
  • $4,479Interest-bearing balances
  • $2,698Securities
  • $6,920Federal funds sold & reverse repurchase agreements
  • $25,896Net loans & leases
  • $1,035Loan loss allowance
  • $0Trading account assets
  • $972Bank premises and fixed assets
  • $446Other real estate owned
  • $0Goodwill and other intangibles
  • $43,453Life insurance assets
  • $1,066All other assets
  • $38,725Total liabilities and capital
  • $37,118Total liabilities
  • $29,720Total deposits
  • $37,118Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,500Trading liabilities
  • $0Other borrowed funds
  • $107Subordinated debt
  • $4,728All other liabilities
  • $4,728Total equity capital
  • $4,728Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,793Surplus
  • $2,835Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,640Income earned, not collected on loans
  • $0Earning assets
  • $189Long-term assets (5+ years)
  • $39,993Average Assets, year-to-date
  • $13,748Average Assets, quarterly
  • $45,314Volatile liabilities
  • $44,383Insider loans
  • $27,524FHLB advances
  • $43,753Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,345Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,909Restructured Loans and leases
  • $1,935Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,988Total interest income
  • $696Total interest expense
  • $1,292Net interest income
  • $0Provision for loan and lease losses
  • $188Total noninterest income
  • $0Fiduciary activities
  • $142Service charges on deposit accounts
  • $0Trading account gains & fees
  • $46Additional noninterest income
  • $1,478Total noninterest expense
  • $798Salaries and employee benefits
  • $168Premises and equipment expense
  • $512Additional noninterest expense
  • $2Pre-tax net operating income
  • -$5Securities gains (losses)
  • -$43Applicable income taxes
  • $40Income before extraordinary items
  • $0Extraordinary gains - net
  • $40Net income attributable to bank
  • $0Net charge-offs
  • $40Cash dividends
  • $190Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.81%Yield on earning assets
  • 1.69%Cost of funding earning assets
  • 3.13%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 0.10%Net operating income to assets
  • 0.09%Return on assets (ROA)
  • -0.01%Pretax return on assets
  • 0.85%Return on equity (ROE)
  • 0.85%Retained earnings to average equity (YTD only)
  • 0.66%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.01%Efficiency ratio
  • 99,865Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.84%Loss allowance to noncurrent loans
  • 63.11%Noncurrent assets plus other real estate owned to assets
  • 4.80%Noncurrent loans to loans
  • 6.09%Net loans and leases to deposits
  • 69.77%Net loans and leases to core deposits
  • 99.88%Equity capital to assets
  • 10.88%Core capital (leverage) ratio
  • 9.93%Tier 1 risk-based capital ratio
  • 15.79%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $45,314Average earning assets
  • $4,695Average equity
  • $41,293Average loans

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