The First National Bank of Ottawa in city_name, state_name - Detailed Financial Reports, Location

The First National Bank of Ottawa in Ottawa, Illinois (IL)
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The First National Bank of Ottawa routing number info

The First National Bank of Ottawa - Overview

General
FDIC Certificate #: 3719
Status: Active
Federal Reserve ID: 856243
Bank Holding Company (Regulatory Top Holder): First Ottawa Bancshares, Inc. (RSSDID: 2791816, Location: Ottawa, IL)
Date Established: June 01, 1865
WWW: http://www.firstottawa.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 2385
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 710-703 La Salle Street, Ottawa, IL 61350
County: La Salle
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $270.5 mil
Equity capital: $24.1 mil
Deposits held in domestic offices: $242.3 mil
Return on assets (ROA): 0.31% ($0.8 mil)
Quarterly return on assets: -0.31% (-$0.8 mil)
Return on Equity (ROE): 3.68% ($0.9 mil)
Quarterly return on equity: -3.57% (-$0.9 mil)
Net income: $0.9 mil
Quarterly Net income: -$0.2 mil
Pretax return on assets: 0.33% ($892.8 mil)
Quarterly Pretax return on assets: -0.70% (-$1,893.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
86Total employees (full-time equivalent)
$270,539Total assets
$76,693Cash and due from depository institutions
$59,126Interest-bearing balances
$42,187Securities
$0Federal funds sold & reverse repurchase agreements
$126,919Net loans & leases
$2,781Loan loss allowance
$0Trading account assets
$7,429Bank premises and fixed assets
$4,878Other real estate owned
$3,038Goodwill and other intangibles
$270,539Life insurance assets
$9,395All other assets
$246,411Total liabilities and capital
$242,258Total liabilities
$239,776Total deposits
$242,258Interest-bearing deposits
$77Deposits held in domestic offices
1800.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,353Subordinated debt
$24,128All other liabilities
$24,128Total equity capital
$24,128Total bank equity capital
$0Perpetual preferred stock
$750Common stock
$4,000Surplus
$19,378Undivided profits
Memoranda
$0Noncurrent loans and leases
$145Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7,095Income earned, not collected on loans
$0Earning assets
$1,180Long-term assets (5+ years)
$228,232Average Assets, year-to-date
$43,050Average Assets, quarterly
$278,811Volatile liabilities
$278,156Insider loans
$145,540FHLB advances
$278,327Loans and leases held for sale
$3,857Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,773Tier 2 risk-based capital
$3,857Total risk weighted assets
$0Total unused commitments
$16,433Restructured Loans and leases
$1,212Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,522Total interest income
$1,588Total interest expense
$8,934Net interest income
$745Provision for loan and lease losses
$1,464Total noninterest income
$639Fiduciary activities
$645Service charges on deposit accounts
$0Trading account gains & fees
$180Additional noninterest income
$9,034Total noninterest expense
$4,687Salaries and employee benefits
$1,239Premises and equipment expense
$3,108Additional noninterest expense
$619Pre-tax net operating income
$296Securities gains (losses)
$51Applicable income taxes
$864Income before extraordinary items
$0Extraordinary gains - net
$864Net income attributable to bank
$0Net charge-offs
$864Cash dividends
$1,327Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.23%Yield on earning assets
0.64%Cost of funding earning assets
3.59%Net interest margin
0.59%Noninterest income to earning assets
3.63%Noninterest expense to earning assets
0.21%Net operating income to assets
0.31%Return on assets (ROA)
0.33%Pretax return on assets
3.68%Return on equity (ROE)
3.68%Retained earnings to average equity (YTD only)
0.96%Net charge-offs to loans
56.14%Credit loss provision to net charge-offs
1.03%Efficiency ratio
85,478Assets per employee
3.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.14%Loss allowance to noncurrent loans
39.20%Noncurrent assets plus other real estate owned to assets
4.43%Noncurrent loans to loans
5.47%Net loans and leases to deposits
52.39%Net loans and leases to core deposits
54.80%Equity capital to assets
8.92%Core capital (leverage) ratio
7.46%Tier 1 risk-based capital ratio
14.27%Total risk-based capital ratio
Memoranda
$16Average assets
$278,811Average earning assets
$23,494Average equity
$248,754Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$125,817Managed Assets
1Number of Accounts
$87,611Personal trust and agency accounts
$55,620Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,286Other retirement accounts
$185Corporate trust and agency accounts
$4,911Investment management agency accounts
$25,607Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$2Non-managed Assets
366Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$38,206Other retirement accounts
$23,140Corporate trust and agency accounts
$0Other fiduciary accounts
$1,787Fiduciary accounts held in foreign offices

List of branches

8 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2385	The First National Bank Of Ottawa	710-703 La Salle Street, Ottawa, IL 61350	June 01, 1865	Full Service Brick and Mortar
1	201798	Plaza Facility	300 West Madison Street, Ottawa, IL 61350	December 14, 1976	Limited Service Facility
2	201799	South Branch	601 State Street, Ottawa, IL 61350	March 20, 1980	Full Service Brick and Mortar
3	201800	Northfield Branch	One North Ottawa Plaza, Ottawa, IL 61350	May 04, 1987	Full Service Brick and Mortar
4	2408	Streator Banking Center Facility	409 East Bridge Street, Streator, IL 61364	May 08, 1882	Full Service Brick and Mortar
5	201859	North Facility	2324 North Bloomington Street, Streator, IL 61364	August 27, 1979	Limited Service Facility
6	429750	First National Bank-Morris Branch	1771 N Division, Morris, IL 60450	July 21, 2003	Full Service Brick and Mortar
7	441905	First National Bank-Yorkville Branch	1459 Cannonball Trail, Yorkville, IL 60560	May 13, 2005	Full Service Brick and Mortar

The First National Bank of Ottawa in Ottawa, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Ottawa - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Ottawa in Ottawa, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Ottawa - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Ottawa in Ottawa, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches