The First National Bank of Pikeville in Pikeville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Pikeville - Overview

  • General
  • FDIC Certificate #: 4960
    Status: Active
    Federal Reserve ID: 702836
    Bank Holding Company (Regulatory Top Holder): First Pikeville Bancshares, Inc. (RSSDID: 1082834, Location: Pikeville, TN)
    Date Established: September 30, 1913
    WWW: http://www.fnbpikevilletn.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 3302
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 21, 2010
    Last Structure Change Process Date: July 22, 2010
    Last Data Update: July 22, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 441 Spring Street, Pikeville, TN 37367
    County: Bledsoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $102.6 mil
    Equity capital: $10.3 mil
    Deposits held in domestic offices: $92.1 mil
    Return on assets (ROA): 0.38% ($0.4 mil)
    Quarterly return on assets: -0.01% (-$0.0 mil)
    Return on Equity (ROE): 3.79% ($0.4 mil)
    Quarterly return on equity: -0.12% (-$0.0 mil)
    Net income: $0.4 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.53% ($543.7 mil)
    Quarterly Pretax return on assets: -0.13% (-$133.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $102,579Total assets
  • $20,411Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,029Securities
  • $1,580Federal funds sold & reverse repurchase agreements
  • $55,780Net loans & leases
  • $951Loan loss allowance
  • $0Trading account assets
  • $3,835Bank premises and fixed assets
  • $1,872Other real estate owned
  • $0Goodwill and other intangibles
  • $102,579Life insurance assets
  • $1,072All other assets
  • $92,293Total liabilities and capital
  • $92,107Total liabilities
  • $79,076Total deposits
  • $92,107Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $186Subordinated debt
  • $10,286All other liabilities
  • $10,286Total equity capital
  • $10,286Total bank equity capital
  • $0Perpetual preferred stock
  • $608Common stock
  • $607Surplus
  • $9,071Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,291Income earned, not collected on loans
  • $0Earning assets
  • $678Long-term assets (5+ years)
  • $75,389Average Assets, year-to-date
  • $17,237Average Assets, quarterly
  • $101,308Volatile liabilities
  • $103,209Insider loans
  • $86,586FHLB advances
  • $102,036Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,257Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,062Restructured Loans and leases
  • $868Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,491Total interest income
  • $1,086Total interest expense
  • $3,405Net interest income
  • $742Provision for loan and lease losses
  • $702Total noninterest income
  • $0Fiduciary activities
  • $635Service charges on deposit accounts
  • $0Trading account gains & fees
  • $67Additional noninterest income
  • $2,927Total noninterest expense
  • $1,368Salaries and employee benefits
  • $691Premises and equipment expense
  • $868Additional noninterest expense
  • $438Pre-tax net operating income
  • $96Securities gains (losses)
  • $146Applicable income taxes
  • $388Income before extraordinary items
  • $0Extraordinary gains - net
  • $388Net income attributable to bank
  • $0Net charge-offs
  • $388Cash dividends
  • $391Sale, conversion, retirement of capital stock, net
  • $125Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.92%Yield on earning assets
  • 1.43%Cost of funding earning assets
  • 4.49%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 3.86%Noninterest expense to earning assets
  • 0.31%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 3.79%Return on equity (ROE)
  • 2.57%Retained earnings to average equity (YTD only)
  • 0.68%Net charge-offs to loans
  • 189.77%Credit loss provision to net charge-offs
  • 3.02%Efficiency ratio
  • 71,269Assets per employee
  • 3.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.22%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 41.51%Noncurrent assets plus other real estate owned to assets
  • 4.06%Noncurrent loans to loans
  • 4.04%Net loans and leases to deposits
  • 60.56%Net loans and leases to core deposits
  • 66.37%Equity capital to assets
  • 10.03%Core capital (leverage) ratio
  • 10.05%Tier 1 risk-based capital ratio
  • 11.85%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $101,308Average earning assets
  • $10,247Average equity
  • $75,801Average loans

List of branches

  • 3 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03302The First National Bank Of Pikeville441 Spring Street, Pikeville, TN 37367September 30, 1913Full Service Brick and Mortar
    1422869Dunlap Branch16893 Rankin Avenue, Dunlap, TN 37327September 15, 2003Full Service Brick and Mortar
    2457261The Bank Of Crossville Branch1251 North Main Street, Crossville, TN 38555September 07, 2006Full Service Brick and Mortar

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