FDIC Certificate #: 4769 Status: Active Federal Reserve ID: 414652 Bank Holding Company (Regulatory Top Holder): Hoeme Family Partnership (RSSDID: 2260095, Location: Scott City, KS) Date Established: January 01, 1902 WWW:http://www.fnbscott.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 15726 FDIC's unique #: 3183 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 501 Main Street, Scott City, KS 67871 County: Scott Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $100.7 mil Equity capital: $10.1 mil Deposits held in domestic offices: $89.5 mil Return on assets (ROA): 1.05% ($1.1 mil) Quarterly return on assets: 1.19% ($1.2 mil) Return on Equity (ROE): 10.86% ($1.1 mil) Quarterly return on equity: 12.05% ($1.2 mil) Net income: $1.0 mil Quarterly Net income: $0.3 mil Pretax return on assets: 1.53% ($1,541.3 mil) Quarterly Pretax return on assets: 1.68% ($1,692.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
23Total employees (full-time equivalent)
$100,736Total assets
$3,658Cash and due from depository institutions
$423Interest-bearing balances
$23,892Securities
$5,653Federal funds sold & reverse repurchase agreements
$62,619Net loans & leases
$802Loan loss allowance
$0Trading account assets
$1,444Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$100,735Life insurance assets
$3,470All other assets
$90,651Total liabilities and capital
$89,529Total liabilities
$66,166Total deposits
$89,529Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$769Trading liabilities
$0Other borrowed funds
$353Subordinated debt
$10,084All other liabilities
$10,084Total equity capital
$10,084Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$3,283Surplus
$5,801Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$612Income earned, not collected on loans
$0Earning assets
$1,072Long-term assets (5+ years)
$92,587Average Assets, year-to-date
$22,526Average Assets, quarterly
$98,177Volatile liabilities
$100,929Insider loans
$87,724FHLB advances
$98,459Loans and leases held for sale
$1,419Unused loan commitments
$1,419Tier 1 (core) risk-based capital
$9,825Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$38,350Restructured Loans and leases
$3,976Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,079Total interest income
$610Total interest expense
$3,469Net interest income
$97Provision for loan and lease losses
$330Total noninterest income
$0Fiduciary activities
$132Service charges on deposit accounts
$0Trading account gains & fees
$198Additional noninterest income
$2,196Total noninterest expense
$1,265Salaries and employee benefits
$245Premises and equipment expense
$686Additional noninterest expense
$1,506Pre-tax net operating income
$0Securities gains (losses)
$474Applicable income taxes
$1,032Income before extraordinary items
$0Extraordinary gains - net
$1,032Net income attributable to bank
$0Net charge-offs
$1,032Cash dividends
$26Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.48%Yield on earning assets
0.67%Cost of funding earning assets
3.81%Net interest margin
0.36%Noninterest income to earning assets
2.41%Noninterest expense to earning assets
1.05%Net operating income to assets
1.05%Return on assets (ROA)
1.53%Pretax return on assets
10.86%Return on equity (ROE)
10.86%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
373.08%Credit loss provision to net charge-offs
61.65%Efficiency ratio
57,805Assets per employee
4.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.26%Loss allowance to noncurrent loans
131.05%Noncurrent assets plus other real estate owned to assets
0.61%Noncurrent loans to loans
0.96%Net loans and leases to deposits
69.94%Net loans and leases to core deposits
72.24%Equity capital to assets
10.01%Core capital (leverage) ratio
9.98%Tier 1 risk-based capital ratio
11.20%Total risk-based capital ratio
Memoranda
$12Average assets
$98,177Average earning assets
$9,506Average equity
$91,026Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
3183
The First National Bank Of Scott Cit
501 Main Street, Scott City, KS 67871
January 01, 1902
Full Service Brick and Mortar
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