FDIC Certificate #: 4209 Status: Active Federal Reserve ID: 328058 Bank Holding Company (Regulatory Top Holder): First Thomas Ban Corp. (RSSDID: 1057636, Location: Thomas, OK) Date Established: May 28, 1904 WWW:http://www.fnbthomas.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 14735 FDIC's unique #: 2761 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 301 West Broadway, Thomas, OK 73669 County: Custer Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Weatherford, OK (#48220) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $40.9 mil Equity capital: $6.6 mil Deposits held in domestic offices: $34.2 mil Return on assets (ROA): 1.08% ($0.4 mil) Quarterly return on assets: 0.96% ($0.4 mil) Return on Equity (ROE): 6.59% ($0.5 mil) Quarterly return on equity: 5.98% ($0.4 mil) Net income: $0.4 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.08% ($441.3 mil) Quarterly Pretax return on assets: 0.96% ($392.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$40,860Total assets
$2,531Cash and due from depository institutions
$1,103Interest-bearing balances
$20,314Securities
$1,049Federal funds sold & reverse repurchase agreements
$15,662Net loans & leases
$323Loan loss allowance
$0Trading account assets
$44Bank premises and fixed assets
$66Other real estate owned
$0Goodwill and other intangibles
$40,860Life insurance assets
$1,194All other assets
$34,220Total liabilities and capital
$34,198Total liabilities
$29,862Total deposits
$34,198Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10Trading liabilities
$0Other borrowed funds
$12Subordinated debt
$6,640All other liabilities
$6,640Total equity capital
$6,640Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$500Surplus
$5,640Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$534Income earned, not collected on loans
$0Earning assets
$265Long-term assets (5+ years)
$38,128Average Assets, year-to-date
$14,509Average Assets, quarterly
$40,069Volatile liabilities
$41,202Insider loans
$23,204FHLB advances
$41,332Loans and leases held for sale
$574Unused loan commitments
$574Tier 1 (core) risk-based capital
$6,075Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,989Restructured Loans and leases
$530Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,536Total interest income
$237Total interest expense
$1,299Net interest income
$15Provision for loan and lease losses
$231Total noninterest income
$0Fiduciary activities
$117Service charges on deposit accounts
$0Trading account gains & fees
$114Additional noninterest income
$1,094Total noninterest expense
$613Salaries and employee benefits
$120Premises and equipment expense
$361Additional noninterest expense
$421Pre-tax net operating income
$10Securities gains (losses)
$0Applicable income taxes
$431Income before extraordinary items
$0Extraordinary gains - net
$431Net income attributable to bank
$0Net charge-offs
$431Cash dividends
-$9Sale, conversion, retirement of capital stock, net
$400Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.32%Yield on earning assets
0.67%Cost of funding earning assets
3.65%Net interest margin
0.65%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
1.05%Net operating income to assets
1.08%Return on assets (ROA)
1.08%Pretax return on assets
6.59%Return on equity (ROE)
0.47%Retained earnings to average equity (YTD only)
-0.06%Net charge-offs to loans
-166.67%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,503Assets per employee
4.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
92.81%Loss allowance to loans
2.02%Loss allowance to noncurrent loans
60.49%Noncurrent assets plus other real estate owned to assets
1.47%Noncurrent loans to loans
3.34%Net loans and leases to deposits
45.80%Net loans and leases to core deposits
47.63%Equity capital to assets
16.25%Core capital (leverage) ratio
14.70%Tier 1 risk-based capital ratio
26.18%Total risk-based capital ratio
Memoranda
$27Average assets
$40,069Average earning assets
$6,545Average equity
$35,546Average loans
List of branches
1 Oklahoma Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2761
The First National Bank Of Thomas
301 West Broadway, Thomas, OK 73669
May 28, 1904
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Thomas.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: