The First National Bank of Throckmorton - Overview
General
FDIC Certificate #: 5556 Status: Active Federal Reserve ID: 476968 Bank Holding Company (Regulatory Top Holder): Throckmorton Bancshares, Inc. (RSSDID: 1357112, Location: Throckmorton, TX) Date Established: October 28, 1901 WWW:http://www.fnbthrockmorton.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 3777 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 210 North Minter, Throckmorton, TX 76483 County: Throckmorton Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $28.0 mil Equity capital: $2.5 mil Deposits held in domestic offices: $25.5 mil Return on assets (ROA): 0.59% ($0.2 mil) Quarterly return on assets: -1.14% (-$0.3 mil) Return on Equity (ROE): 6.17% ($0.1 mil) Quarterly return on equity: -12.17% (-$0.2 mil) Net income: $0.2 mil Quarterly Net income: -$0.1 mil Pretax return on assets: 0.59% ($165.4 mil) Quarterly Pretax return on assets: -1.14% (-$319.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$28,027Total assets
$12,656Cash and due from depository institutions
$12,120Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$15,052Net loans & leases
$144Loan loss allowance
$0Trading account assets
$51Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$28,027Life insurance assets
$268All other assets
$25,535Total liabilities and capital
$25,500Total liabilities
$19,290Total deposits
$25,500Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$35Subordinated debt
$2,492All other liabilities
$2,492Total equity capital
$2,492Total bank equity capital
$0Perpetual preferred stock
$75Common stock
$200Surplus
$2,217Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$38Income earned, not collected on loans
$0Earning assets
$160Long-term assets (5+ years)
$27,172Average Assets, year-to-date
$2,780Average Assets, quarterly
$26,908Volatile liabilities
$27,005Insider loans
$15,981FHLB advances
$27,202Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,492Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,891Restructured Loans and leases
$2,174Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$827Total interest income
$95Total interest expense
$732Net interest income
$0Provision for loan and lease losses
$97Total noninterest income
$0Fiduciary activities
$80Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$669Total noninterest expense
$230Salaries and employee benefits
$43Premises and equipment expense
$396Additional noninterest expense
$160Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$160Income before extraordinary items
$0Extraordinary gains - net
$160Net income attributable to bank
$0Net charge-offs
$160Cash dividends
$0Sale, conversion, retirement of capital stock, net
$220Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.17%Yield on earning assets
0.36%Cost of funding earning assets
2.81%Net interest margin
0.37%Noninterest income to earning assets
2.56%Noninterest expense to earning assets
0.59%Net operating income to assets
0.59%Return on assets (ROA)
0.59%Pretax return on assets
6.17%Return on equity (ROE)
-2.31%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
80,700Assets per employee
4.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
137.50%Loss allowance to loans
0.95%Loss allowance to noncurrent loans
378.95%Noncurrent assets plus other real estate owned to assets
0.14%Noncurrent loans to loans
0.25%Net loans and leases to deposits
59.03%Net loans and leases to core deposits
59.03%Equity capital to assets
8.89%Core capital (leverage) ratio
9.16%Tier 1 risk-based capital ratio
15.59%Total risk-based capital ratio
Memoranda
$16Average assets
$26,908Average earning assets
$2,594Average equity
$26,091Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
3777
The First National Bank Of Throckmor
210 North Minter, Throckmorton, TX 76483
October 28, 1901
Full Service Brick and Mortar
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