FDIC Certificate #: 16678 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Community National Bank & Trust (#27046) Federal Reserve ID: 226659 Date Established: Febuary 28, 1948 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 10806 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 28, 1948 Last Structure Change Effective Date: December 17, 2010 Last Structure Change Process Date: January 06, 2011 Last Data Update: January 06, 2011 Data Source Date: April 05, 2012
Location
Address: 401 East South Street, Arma, KS 66712 County: Crawford Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Pittsburg, KS (#38260) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $9.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
Dollar figures in thousands
5Total employees (full-time equivalent)
$9,836Total assets
$2,016Cash and due from depository institutions
$1,250Interest-bearing balances
$2,859Securities
$0Federal funds sold & reverse repurchase agreements
$4,402Net loans & leases
$29Loan loss allowance
$0Trading account assets
$170Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$256Life insurance assets
$389All other assets
$9,836Total liabilities and capital
$8,909Total liabilities
$8,722Total deposits
$2,366Interest-bearing deposits
$8,722Deposits held in domestic offices
83.90%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$187All other liabilities
$927Total equity capital
$927Total bank equity capital
$927Perpetual preferred stock
$0Common stock
$25Surplus
$475Undivided profits
Memoranda
$427Noncurrent loans and leases
$32Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$67Average Assets, year-to-date
$8,511Average Assets, quarterly
$94Volatile liabilities
$9,606Insider loans
$9,630FHLB advances
$623Loans and leases held for sale
$104Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$32Total unused commitments
$0Restructured Loans and leases
$29Derivatives
Income and Expense (December 31, 2009)
Dollar figures in thousands
$428Total interest income
$64Total interest expense
$364Net interest income
$13Provision for loan and lease losses
$67Total noninterest income
$0Fiduciary activities
$43Service charges on deposit accounts
$0Trading account gains & fees
$24Additional noninterest income
$482Total noninterest expense
$275Salaries and employee benefits
$66Premises and equipment expense
$141Additional noninterest expense
-$64Pre-tax net operating income
$0Securities gains (losses)
-$19Applicable income taxes
-$45Income before extraordinary items
$0Extraordinary gains - net
-$45Net income attributable to bank
$0Net charge-offs
-$45Cash dividends
$13Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2009)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.11%Yield on earning assets
0.76%Cost of funding earning assets
4.35%Net interest margin
0.80%Noninterest income to earning assets
5.76%Noninterest expense to earning assets
-0.47%Net operating income to assets
-0.47%Return on assets (ROA)
-0.67%Pretax return on assets
-4.66%Return on equity (ROE)
-4.66%Retained earnings to average equity (YTD only)
0.28%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
-3.92%Efficiency ratio
111,833Assets per employee
1.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.65%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
50.47%Net loans and leases to core deposits
54.35%Equity capital to assets
9.42%Core capital (leverage) ratio
8.93%Tier 1 risk-based capital ratio
16.09%Total risk-based capital ratio
Memoranda
$17Average assets
$9,606Average earning assets
$965Average equity
$8,374Average loans
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