FDIC Certificate #: 14920 Status: Active Federal Reserve ID: 887827 Date Established: January 01, 1921 WWW:http://www.hamlerstatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 15867 FDIC's unique #: 9346 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: December 15, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 210 Randolph Street, Hamler, OH 43524 County: Henry Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $66.1 mil Equity capital: $10.6 mil Deposits held in domestic offices: $55.2 mil Return on assets (ROA): 1.25% ($0.8 mil) Quarterly return on assets: 0.84% ($0.6 mil) Return on Equity (ROE): 7.94% ($0.9 mil) Quarterly return on equity: 5.22% ($0.6 mil) Net income: $0.8 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.25% ($826.0 mil) Quarterly Pretax return on assets: 0.84% ($555.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
8Total employees (full-time equivalent)
$66,084Total assets
$8,210Cash and due from depository institutions
$3,408Interest-bearing balances
$25,610Securities
$0Federal funds sold & reverse repurchase agreements
$31,117Net loans & leases
$203Loan loss allowance
$0Trading account assets
$166Bank premises and fixed assets
$196Other real estate owned
$0Goodwill and other intangibles
$66,084Life insurance assets
$785All other assets
$55,460Total liabilities and capital
$55,249Total liabilities
$50,045Total deposits
$55,249Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$211Subordinated debt
$10,624All other liabilities
$10,624Total equity capital
$10,624Total bank equity capital
$0Perpetual preferred stock
$343Common stock
$840Surplus
$9,441Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$45Income earned, not collected on loans
$10Earning assets
$409Long-term assets (5+ years)
$60,135Average Assets, year-to-date
$35,263Average Assets, quarterly
$64,233Volatile liabilities
$65,777Insider loans
$34,236FHLB advances
$65,851Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,323Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,836Restructured Loans and leases
$446Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,561Total interest income
$561Total interest expense
$2,000Net interest income
$145Provision for loan and lease losses
$89Total noninterest income
$0Fiduciary activities
$38Service charges on deposit accounts
$0Trading account gains & fees
$51Additional noninterest income
$1,143Total noninterest expense
$623Salaries and employee benefits
$72Premises and equipment expense
$448Additional noninterest expense
$801Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$801Income before extraordinary items
$0Extraordinary gains - net
$801Net income attributable to bank
$0Net charge-offs
$801Cash dividends
$193Sale, conversion, retirement of capital stock, net
$428Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.34%Yield on earning assets
0.95%Cost of funding earning assets
3.39%Net interest margin
0.15%Noninterest income to earning assets
1.94%Noninterest expense to earning assets
1.25%Net operating income to assets
1.25%Return on assets (ROA)
1.25%Pretax return on assets
7.94%Return on equity (ROE)
3.70%Retained earnings to average equity (YTD only)
0.61%Net charge-offs to loans
75.13%Credit loss provision to net charge-offs
4.90%Efficiency ratio
54,715Assets per employee
8.26%Cash dividends to net income (YTD only)
Condition Ratios (%)
53.43%Loss allowance to loans
0.65%Loss allowance to noncurrent loans
451.11%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.14%Net loans and leases to deposits
56.32%Net loans and leases to core deposits
56.68%Equity capital to assets
16.08%Core capital (leverage) ratio
15.68%Tier 1 risk-based capital ratio
30.15%Total risk-based capital ratio
Memoranda
$31Average assets
$64,233Average earning assets
$10,093Average equity
$58,951Average loans
List of branches
1 Ohio Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
9346
The Hamler State Bank
210 Randolph Street, Hamler, OH 43524
January 01, 1921
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Hamler State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: