The Hicksville Bank in Hicksville, Ohio (OH), IN
Overview, Financial Summary, Detailed Financial Reports, Branches


The Hicksville Bank - Overview

  • General
  • FDIC Certificate #: 16370
    Status: Active
    Federal Reserve ID: 892223
    Bank Holding Company (Regulatory Top Holder): Empire Bancshares, Inc. (RSSDID: 1071333, Location: Hicksville, OH)
    Date Established: January 09, 1946
    WWW: http://www.thehicksvillebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: Yes)
    OTS Docket #: 13352
    FDIC's unique #: 10552
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 07, 1946
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: January 04, 2012
    Last Data Update: January 04, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 144-146 East High Street, Hicksville, OH 43526
    County: Defiance
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Defiance, OH (#19580)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $117.5 mil
    Equity capital: $11.8 mil
    Deposits held in domestic offices: $98.5 mil
    Return on assets (ROA): 0.59% ($0.7 mil)
    Quarterly return on assets: 0.75% ($0.9 mil)
    Return on Equity (ROE): 6.11% ($0.7 mil)
    Quarterly return on equity: 7.44% ($0.9 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.80% ($940.0 mil)
    Quarterly Pretax return on assets: 0.89% ($1,045.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $117,494Total assets
  • $4,241Cash and due from depository institutions
  • $91Interest-bearing balances
  • $37,402Securities
  • $2,880Federal funds sold & reverse repurchase agreements
  • $65,118Net loans & leases
  • $1,185Loan loss allowance
  • $0Trading account assets
  • $2,547Bank premises and fixed assets
  • $111Other real estate owned
  • $71Goodwill and other intangibles
  • $117,494Life insurance assets
  • $5,124All other assets
  • $105,729Total liabilities and capital
  • $98,492Total liabilities
  • $84,292Total deposits
  • $98,492Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,500Trading liabilities
  • $0Other borrowed funds
  • $1,737Subordinated debt
  • $11,765All other liabilities
  • $11,765Total equity capital
  • $11,765Total bank equity capital
  • $0Perpetual preferred stock
  • $800Common stock
  • $800Surplus
  • $10,165Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $763Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,651Income earned, not collected on loans
  • $19Earning assets
  • $665Long-term assets (5+ years)
  • $105,491Average Assets, year-to-date
  • $51,745Average Assets, quarterly
  • $117,442Volatile liabilities
  • $116,408Insider loans
  • $77,083FHLB advances
  • $114,696Loans and leases held for sale
  • $2,859Unused loan commitments
  • $2,859Tier 1 (core) risk-based capital
  • $10,484Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,758Restructured Loans and leases
  • $1,781Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,729Total interest income
  • $985Total interest expense
  • $4,744Net interest income
  • $90Provision for loan and lease losses
  • $233Total noninterest income
  • $0Fiduciary activities
  • $248Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$15Additional noninterest income
  • $3,964Total noninterest expense
  • $1,936Salaries and employee benefits
  • $460Premises and equipment expense
  • $1,568Additional noninterest expense
  • $923Pre-tax net operating income
  • $11Securities gains (losses)
  • $238Applicable income taxes
  • $696Income before extraordinary items
  • $0Extraordinary gains - net
  • $696Net income attributable to bank
  • $0Net charge-offs
  • $696Cash dividends
  • $188Sale, conversion, retirement of capital stock, net
  • $137Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 4.51%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 6.11%Return on equity (ROE)
  • 4.91%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 47.87%Credit loss provision to net charge-offs
  • 5.39%Efficiency ratio
  • 79,646Assets per employee
  • 2.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.68%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 44.70%Noncurrent assets plus other real estate owned to assets
  • 2.35%Noncurrent loans to loans
  • 4.00%Net loans and leases to deposits
  • 66.12%Net loans and leases to core deposits
  • 72.05%Equity capital to assets
  • 10.01%Core capital (leverage) ratio
  • 9.14%Tier 1 risk-based capital ratio
  • 13.60%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $117,442Average earning assets
  • $11,383Average equity
  • $105,175Average loans

List of branches

  • 1 Indiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    2237963Auburn Banking Ctr Branch Of The Hic1130 W 15th St, Auburn, IN 46706March 22, 1999Full Service Brick and Mortar
  • 2 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010552The Hicksville Bank144-146 East High Street, Hicksville, OH 43526January 09, 1946Full Service Brick and Mortar
    1237962Edgerton Branch304 North Michigan Avenue, Edgerton, OH 43517October 25, 1988Full Service Brick and Mortar

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